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Visa0/4 on file
Annual fee: issuer restricts access
Novo Banco · Visa

Cartão de Crédito Gold

The Cartão de Crédito Gold is a Visa card from Novo Banco. Novo Banco's site does not let us read its terms, so we leave the annual fee blank — check it on Novo Banco's own site. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with Novo Banco: credit requirement. Novo Banco’s own page is authoritative — confirm anything you rely on there before you apply.

Ledger entry

The receipt

Every cost line we hold for the Cartão de Crédito Gold, exactly as recorded.

Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with Novo Banco
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Cartão de Crédito Gold. That may mean there isn’t one, or simply that we have not recorded it — Novo Banco’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Cartão de Crédito Gold. Rather than print a multiplier we cannot source, this stays blank until Novo Banco’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Limite de crédito até 25.000€
  • Cashback em compras através da App e novobanco online
  • Pagamentos e levantamentos gratuitos com MB WAY, Google Pay, Apple Pay
  • Tecnologia 3D Secure, Autenticação forte e Cartões Virtuais MB NET
  • Cash Advance disponível até ao limite de crédito
  • Sem comissões nas compras em euros na Zona Euro
  • Pagamentos parcelados até 36 prestações mensais fixas
  • Período de crédito sem juros entre 20 a 50 dias ao pagar 100% do saldo
  • Serviço opcional Solução Proteção para segurança adicional
Next step

Ready to apply for the Cartão de Crédito Gold?

You'll finish the application on Novo Banco's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Novo Banco’s site
Questions

Questions about the Cartão de Crédito Gold

How much is the Cartão de Crédito Gold annual fee?

We could not verify the Cartão de Crédito Gold's annual fee, so we do not print one. Check the current annual fee on Novo Banco's own site before you apply.

What does the Cartão de Crédito Gold earn?

We could not verify the Cartão de Crédito Gold's earn rates, so we do not print a multiplier. Check them on Novo Banco's own site.

What network is the Cartão de Crédito Gold on?

The Cartão de Crédito Gold runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Cartão de Crédito Gold available in Portugal?

Yes — the Cartão de Crédito Gold is issued by Novo Banco and is available to eligible applicants in Portugal. Approval depends on the issuer's own credit and income criteria.

How current is this Cartão de Crédito Gold information?

No figure we hold for the Cartão de Crédito Gold has been checked against a published document yet, so we show no check date. We could not verify, so we do not print: annual fee, foreign transaction fee, purchase APR, earn rates and welcome offer. Check them with Novo Banco. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Novo Banco before you apply.