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Banco Santander Totta · Visa

Cartão de Crédito Platinum

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The Cartão de Crédito Platinum is a Visa card from Banco Santander Totta with an annual fee of €150. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026). Not yet checked with Banco Santander Totta: credit requirement. Banco Santander Totta’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee€150per yearChecked santander.pt
Apply on Banco Santander TottaCompare this card
Opens Banco Santander Totta’s site
Ledger entry

The receipt

Every cost line we hold for the Cartão de Crédito Platinum, exactly as recorded.

Annual fee
€150Checked santander.pt
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with Banco Santander Totta
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Cartão de Crédito Platinum. That may mean there isn’t one, or simply that we have not recorded it — Banco Santander Totta’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Cartão de Crédito Platinum. Rather than print a multiplier we cannot source, this stays blank until Banco Santander Totta’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Miles valid for 3 years, redeemable for flights on any airline except low-cost carriers
  • Travel rewards can be used by cardholder, family, or friends
  • Mileage advance option available (minimum 1,000, maximum 30,000 miles)
Next step

Ready to apply for the Cartão de Crédito Platinum?

You'll finish the application on Banco Santander Totta's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Banco Santander Totta’s site
Questions

Questions about the Cartão de Crédito Platinum

How much is the Cartão de Crédito Platinum annual fee?

The Cartão de Crédito Platinum has an annual fee of €150. Weigh that against the rewards and perks you will actually use.

What does the Cartão de Crédito Platinum earn?

We could not verify the Cartão de Crédito Platinum's earn rates, so we do not print a multiplier. Check them on Banco Santander Totta's own site.

What network is the Cartão de Crédito Platinum on?

The Cartão de Crédito Platinum runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Cartão de Crédito Platinum available in Portugal?

Yes — the Cartão de Crédito Platinum is issued by Banco Santander Totta and is available to eligible applicants in Portugal. Approval depends on the issuer's own credit and income criteria.

When were the Cartão de Crédito Platinum figures last checked?

We checked its annual fee in October 2026, against a published document. Not yet checked with Banco Santander Totta: credit requirement. Banco Santander Totta's site restricts access, so we could not check: welcome offer. We could not verify, so we do not print: foreign transaction fee, purchase APR and earn rates. Check them with Banco Santander Totta. Terms can change without notice, so confirm the current details with Banco Santander Totta before you apply.