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★ THE HONEST NUMBER ON EVERY CARD379 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — Brazil Cards

The honest number on every Brazil credit card.

Every card we hold for Brazil — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

379
Brazil cards tracked
18
categories filed
Browse by issuer

Every bank and lender we list

Each issuer's page lists the cards it offers today, with the figures we have confirmed against its own terms.

The ledger

All credit cards in Brazil

Showing 48 of 379
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Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
RecargaPay№ 194

Cartao RecargaPay Black

Mastercard issued by RecargaPay.

Premium
Annual feeNot confirmed
Top earn rate1.3%Other
RecargaPay№ 195

Cartao RecargaPay Platinum

Mastercard issued by RecargaPay.

Premium
Annual feeNot confirmed
Top earn rate0.8%Other
RecargaPay№ 196

Cartao RecargaPay Titan

Mastercard issued by RecargaPay.

Lounge AccessTravel Insurance
Annual feeNot confirmed
Top earn rate2%Other
Renner / Realize CFI№ 197

Cartão Renner

Credit card issued by Renner / Realize CFI.

Store & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
Riachuelo / Midway Financeira№ 198

Cartão Riachuelo (Private Label)

Credit card issued by Riachuelo / Midway Financeira.

Store & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
Riachuelo / Midway Financeira№ 199

Cartão Riachuelo Mastercard

Mastercard issued by Riachuelo / Midway Financeira.

RewardsStore & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
Riachuelo / Midway Financeira№ 200

Cartão Riachuelo Visa

Visa card issued by Riachuelo / Midway Financeira.

RewardsStore & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
Banco Safra№ 201

Cartão Safra Empresas

Visa card issued by Banco Safra.

Business
Annual feeR$20/monthR$240/yr
Top earn rateNot confirmed
Banco Safra№ 202

Cartão Safra Visa Infinite

Visa card issued by Banco Safra.

TravelPremium
Annual feeR$125/monthR$1.500/yr · can be waived
Top earn rateNot confirmed
Banco Safra№ 203

Cartão Safra Visa Platinum

Visa card issued by Banco Safra.

TravelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Carrefour / Banco Carrefour№ 204

Cartão Sam's Club

Mastercard issued by Carrefour / Banco Carrefour.

Store & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
Sicredi№ 209

Cartão Sicredi Visa Gold

Visa card issued by Sicredi.

Rewards
Annual feeNot confirmed
Top earn rate1xTwo independent reads agree · not quoted verbatimOther
Sicredi№ 210

Cartão Sicredi Visa Infinite

Visa card issued by Sicredi.

TravelPremium
Annual feeNot confirmed
Top earn rate3xTwo independent reads agree · not quoted verbatimOther
Sicredi№ 212

Cartão Sicredi Visa Platinum

Visa card issued by Sicredi.

TravelPremium
Annual feeNot confirmed
Top earn rate1.5xTwo independent reads agree · not quoted verbatimOther
Banco do Brasil№ 213

Cartão Smiles Visa (BB)

Visa card issued by Banco do Brasil.

Airline
Annual feeNot confirmed
Top earn rateNot confirmed
Banco Sofisa№ 214

Cartão Sofisa Direto Black

Mastercard issued by Banco Sofisa.

Cash BackLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
Banco Sofisa№ 215

Cartão Sofisa Visa Infinite

Visa card issued by Banco Sofisa.

Cash BackTravel
Annual feeNot confirmed
Top earn rateNot confirmed
Banco Sofisa№ 216

Cartão Sofisa Visa Platinum

Visa card issued by Banco Sofisa.

TravelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
BTG Pactual№ 217

Cartão TAP BTG Pactual Black

Mastercard issued by BTG Pactual.

AirlinePremium
Annual feeR$100/monthR$1.200/yr · can be waived
Top earn rateNot confirmed
Banco da Amazônia№ 218

Cartão Verdinho

Visa card issued by Banco da Amazônia.

Annual feeNot confirmed
Top earn rateNot confirmed
Banco XP (XP Investimentos)№ 219

Cartão XP Legacy

Visa card issued by Banco XP (XP Investimentos).

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Banco XP (XP Investimentos)№ 221

Cartão XP Visa Infinite (entry tier)

Visa card issued by Banco XP (XP Investimentos).

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Banco XP (XP Investimentos)№ 223

Cartão XP Visa Infinite Privilege

Visa card issued by Banco XP (XP Investimentos).

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Casas Bahia / Bradescard (Losango)№ 225

Casas Bahia Fácil Elo Mais

Credit card issued by Casas Bahia / Bradescard (Losango).

Store & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
Casas Bahia / Bradescard (Losango)№ 226

Casas Bahia Visa Platinum

Visa card issued by Casas Bahia / Bradescard (Losango).

PremiumStore & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
Clara№ 228

Clara White

Credit card issued by Clara.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Digio (Bradesco)№ 229

Digio One

Visa card issued by Digio (Bradesco).

TravelPremium
Annual feeR$44,90/monthR$538,80/yr
Top earn rateNot confirmed
Digio (Bradesco)№ 230

Digio Visa Gold

Visa card issued by Digio (Bradesco).

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Bradesco№ 231

Disney Visa Infinite

Visa card issued by Bradesco.

TravelPremium
Annual feeNot confirmed
Top earn rateNot confirmed
DM (FortBrasil)№ 232

DM Visa

Visa card issued by DM (FortBrasil).

Annual feeNot confirmed
Top earn rateNot confirmed
Banco Mercantil do Brasil№ 233

Elo Básico

Credit card issued by Banco Mercantil do Brasil.

Annual feeNot confirmed
Top earn rateNot confirmed
Banco Mercantil do Brasil№ 234

Elo Mais

Credit card issued by Banco Mercantil do Brasil.

Annual feeNot confirmed
Top earn rateNot confirmed
Fast Shop Cartão№ 235

Fast Shop Pay Platinum

Mastercard issued by Fast Shop Cartão.

Cash BackPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Santander Brasil№ 236

GOL Smiles Santander Gold

Visa card issued by Santander Brasil.

Airline
Annual feeNot confirmed
Top earn rateNot confirmed
Santander Brasil№ 237

GOL Smiles Santander Infinite

Visa card issued by Santander Brasil.

AirlinePremium
Annual feeNot confirmed
Top earn rateNot confirmed
Santander Brasil№ 238

GOL Smiles Santander Platinum

Visa card issued by Santander Brasil.

AirlinePremium
Annual feeNot confirmed
Top earn rateNot confirmed
Magazine Luiza / Luizacred№ 239

GranaExtra

Credit card issued by Magazine Luiza / Luizacred.

Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in Brazil?

We currently track 379 credit cards in Brazil, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in Brazil?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 379 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “R$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.