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✓ Annual fee checked
BTG Pactual · Mastercard

Cartão TAP BTG Pactual Black

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The Cartão TAP BTG Pactual Black is a Mastercard from BTG Pactual with a fee of R$100 a month (R$1.200 a year), which BTG Pactual waives in any month you meet its condition. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026). Not yet checked with BTG Pactual: fee waiver condition and welcome offer. BTG Pactual’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeR$100/monthR$1.200/yr · can be waivedChecked banking.btgpactual.com
Welcome offer45.000 ptsTwo independent reads agree · not quoted verbatimbanking.btgpactual.com
Apply on BTG PactualCompare this card
Opens BTG Pactual’s site
Ledger entry

The receipt

Every cost line we hold for the Cartão TAP BTG Pactual Black, exactly as recorded.

Annual fee
R$100/month (R$1.200/yr · can be waived)Checked banking.btgpactual.com
Fee waiver
Para obter isenção completa da mensalidade, é necessário gastar acima de R$ 10 mil por fatura.Not yet checked with BTG Pactual
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

We hold the welcome-bonus figures below for the Cartão TAP BTG Pactual Black, but not the terms that earn them — BTG Pactual’s own page says what you need to do.

Points45.000Two independent reads agree · not quoted verbatimbanking.btgpactual.com
Min. spendR$60.000Two independent reads agree · not quoted verbatimbanking.btgpactual.com
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Cartão TAP BTG Pactual Black. Rather than print a multiplier we cannot source, this stays blank until BTG Pactual’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the Cartão TAP BTG Pactual Black?

You'll finish the application on BTG Pactual's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens BTG Pactual’s site
Questions

Questions about the Cartão TAP BTG Pactual Black

How much is the Cartão TAP BTG Pactual Black annual fee?

The Cartão TAP BTG Pactual Black has an annual fee of R$1.200, which BTG Pactual waives on this condition: “Para obter isenção completa da mensalidade, é necessário gastar acima de R$ 10 mil por fatura”. Weigh that against the rewards and perks you will actually use.

What does the Cartão TAP BTG Pactual Black earn?

We could not verify the Cartão TAP BTG Pactual Black's earn rates, so we do not print a multiplier. Check them on BTG Pactual's own site.

What network is the Cartão TAP BTG Pactual Black on?

The Cartão TAP BTG Pactual Black runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Cartão TAP BTG Pactual Black available in Brazil?

Yes — the Cartão TAP BTG Pactual Black is issued by BTG Pactual and is available to eligible applicants in Brazil. Approval depends on the issuer's own credit and income criteria.

When were the Cartão TAP BTG Pactual Black figures last checked?

We checked its annual fee in September 2026, against a published document. Not yet checked with BTG Pactual: fee waiver condition and welcome offer. We could not verify, so we do not print: foreign transaction fee, earn rates and welcome offer. Check them with BTG Pactual. Terms can change without notice, so confirm the current details with BTG Pactual before you apply.