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POINTS VALUE CALCULATOROPTIMIZATION ASSESSMENTTRANSFER PARTNER FINDERCARD MATCH QUIZNO SIGNUP
File Nº 09 — Brazil Tools

Work out what your points are actually worth.

No signup, no email gate, nothing stored. Put in a balance and a programme and you get a range — conservative, typical, optimal — rather than one confident number, because that is the honest shape of the answer.

*every figure on this page is quoted in BRL and priced from the valuations we publish — where we have no valuation, the tool says so instead of guessing.

3
BRL programmes valued
7
Countries
The index

4 tools on file

Each one runs in the browser. Nothing is stored, nothing is emailed, and no result is gated behind an address.

  • i.Tool

    Points Value Calculator

    Pick a loyalty programme, enter a balance, and see what it is worth across conservative, typical, and optimal redemptions — quoted in that programme's own currency, and marked as a published rate or our estimate.

    Open ↓

  • ii.Tool

    Points Optimization Assessment

    Set your monthly spending and see what a card would add over a flat 1× card in each category where we hold an earn rate quoted from the issuer's own page — every rate linked to its source.

    Open ↓

  • iii.Tool

    Transfer Partner Finder

    Search an airline or hotel, enter a balance, and see which loyalty programmes move points to it, what the balance becomes, and how long it takes.

    Open ↓

iv.Tool · its own page

Card Match Quiz

Four questions about your spending, goals, and credit, then a full ranking of the cards on file scored by estimated first-year value.

Take the quiz
Tool i — Calculator

What is a point actually worth?

Pick a programme, enter a balance, and read the three figures. Each one is quoted in that programme's own currency, and the rate behind it is on the same line.

Enter a balance

1 point = 1.5 centavos to 5 centavos

10.000 Smiles points are typically worth R$250

10.000 Smiles points

Smiles valuations in BRL
RedemptionRateWorth (BRL)
ConservativeCash back, gift cards1.5 centavosR$150
TypicalStandard travel redemption2.5 centavosR$250
OptimalBest redemption5 centavosR$500

Editorial estimate. Smiles publishes no fixed value for its points, and we hold no source for these rates — they are our judgement, in centavos per point. Treat the range, not any one figure, as the answer.

Editorial notes — not checked against Smiles

Best uses

  • GOL domestic flights
  • Star Alliance partner business class
  • Smiles & Money

Worst uses

  • Merchandise
  • Gift cards
Tool ii — Assessment

The gap between a flat card and the best rates.

Set your monthly spending. The headline number and the table beneath it come from one calculation, so they agree by construction.

No verified earn rates yet

We have not yet checked a single category earn rate for Brazil against an issuer’s own page, so this assessment has nothing honest to compare. It used to show a table of “best published rates” here; the ones we could check were wrong, so it is gone until each rate carries its source.

Tool iii — Transfers

Which programmes reach the airline you want?

Search a partner to see every route we hold into it, the ratio, and how long the transfer takes.

14 routes across 9 partners

Accor

ALL - Accor Live Limitlesshotel2 routes
Transfer routes into Accor
FromRatioBonusMinimumTakes
EsferaSource3,5:1Not on file30,000Até 3 dias úteis (Padrão, grátis); Express até 3 horas
LiveloSource3,5:1Not on file2,000Not on file

Air France-KLM

Flying Blueairline1 route
Transfer routes into Air France-KLM
FromRatioBonusMinimumTakes
EsferaSource3,5:1Not on file30,000Até 3 dias úteis (Padrão, grátis); Express até 3 horas

Azul

Azul Fidelidadeairline2 routes
Transfer routes into Azul
FromRatioBonusMinimumTakes
EsferaSource1:1Not on file30,000Até 3 dias úteis (Padrão, grátis); Express até 3 horas
LiveloSource1:1Not on file1,000Até 1 dia útil na modalidade gratuita

Copa Airlines

ConnectMilesairline2 routes
Transfer routes into Copa Airlines
FromRatioBonusMinimumTakes
EsferaSource3:1Not on file30,000Até 3 dias úteis (Padrão, grátis); Express até 3 horas
LiveloSource3:1Not on file1,000Not on file

GOL

Smilesairline2 routes
Transfer routes into GOL
FromRatioBonusMinimumTakes
EsferaSource1:1Not on file30,000Até 3 dias úteis (Padrão, grátis); Express até 3 horas
LiveloSource1:1Not on file10,000Not on file

Hilton

Hilton Honorshotel1 route
Transfer routes into Hilton
FromRatioBonusMinimumTakes
LiveloSource2:1Not on file1,000Not on file

Iberia

Iberia Club (Avios)airline1 route
Transfer routes into Iberia
FromRatioBonusMinimumTakes
EsferaSource2:1Not on file15,000Até 3 dias úteis (Padrão, grátis); Express até 3 horas

IHG

IHG One Rewardshotel1 route
Transfer routes into IHG
FromRatioBonusMinimumTakes
LiveloSource2:1Not on file10,000Not on file

LATAM Airlines

LATAM Passairline2 routes
Transfer routes into LATAM Airlines
FromRatioBonusMinimumTakes
EsferaSource1:1Not on file30,000Até 3 dias úteis (Padrão, grátis); Express até 3 horas
LiveloSource1:1Not on file12,000Not on file

Ratios, bonuses, minimums and times as recorded in our partner table — follow “Source” to check a route against the programme, which can change it without notice. “Becomes” applies the ratio and any recorded bonus, rounded down; it does not know a programme’s transfer increments. Transfers are one-way and cannot be reversed, so confirm the award you want before you move anything.

Questions

About these numbers

Where do the point valuations come from?

For every programme on this page, the figures are our own editorial estimates: we have not quoted them from any programme's page, we hold no source for them, and the calculator labels every one as an estimate. We give a conservative, a typical and an optimal figure because what a point is worth depends on how you redeem it — treat the range, not any one figure, as the answer.

What happens when a figure is not published?

The tools say so instead of filling the gap. In the calculator, a tier the programme's page does not state reads "Not published" — it is never shown as zero or borrowed from the tier beside it. In the assessment, a category with no verified earn rate counts for nothing and is labelled as such, and if no category can be priced the result reads "Not available". A blank is more useful than a number we cannot stand behind.

What does the Points Assessment actually measure?

Nothing yet, for this country. The assessment only prices a spending category where we hold an earn rate quoted from a card issuer's own product page, and we have not verified one here yet — so it shows no figure rather than an unsourced one.

Why is a programme priced in a different currency to my page?

Marriott Bonvoy is valued in USD, not in BRL. Where that happens the calculator says so and quotes the figure in USD, and the Points Assessment leaves it unpriced. We do not convert it, because we publish no exchange rate and inventing one would make the number look more precise than it is.

How does the Transfer Partner Finder work?

Search an airline, a hotel or the programme you hold, and it lists every route we have a record of, with the transfer ratio, how long the transfer takes, any minimum transfer, and a link to the page the route can be checked on. Enter a balance and it shows what that balance becomes on each route, rounded down, because programmes do not credit part of a point; it does not model transfer increments. Where we hold no ratio or timing for a route, the cell says "Not on file" rather than guessing. Transfers are one-way and cannot be reversed, so check the award you want before you move anything.

Do you store anything I enter?

No. Every tool on this page runs entirely in your browser. Nothing you type is sent to a server, no result is emailed, and no address is collected.