№ 1
BanescardVisa
Banescard Visa Classic
No Annual FeeRewards
- Travel rewards & transfer partners
- R$0/yr annual fee
- No Annual Fee card
★ BEST CARDS FOR BUDGET BACKPACKERS379 BRAZIL CARDS TRACKEDNO BIAS · NO SIGNUP
Best For — Budget & backpacker travelers
The best credit cards for budget backpackers in Brazil
For budget and backpacker travelers, the best cards are no-annual-fee travel cards with no foreign-transaction fees and simple flat rewards — the low-overhead way to earn on the road without a premium fee to justify. We track 379 Brazil cards.
The profile
Who this guide is for
- You travel long and cheap and won't use lounge/credit perks
- A no-annual-fee card with no FX fees is the whole ask
- You want simple rewards you can redeem as travel or cash
- You keep overhead near zero and value the card for years
The shortlist
Top cards for budget backpackers in Brazil
8 ranked
№ 2
Banco InterMastercard
Inter Gold
Cash BackNo Annual FeeRewards
- Travel rewards & transfer partners
- R$0/yr annual fee
- Earns 1 pts per R$10 on Other
- Cash Back card
Annual feeR$0per year
Top earn rate1 pts per R$10Two independent reads agree · not quoted verbatimOther
№ 3
Banco InterMastercard
Inter Platinum
Cash BackNo Annual FeeRewards
- Travel rewards & transfer partners
- R$0/yr annual fee
- Earns 1 pts per R$5 on Other
- Cash Back card
Annual feeR$0per year
Top earn rate1 pts per R$5Two independent reads agree · not quoted verbatimOther
№ 4
Banco InterMastercard
Inter Prime
No Annual FeeRewardsTravel
- Travel rewards & transfer partners
- R$0/yr annual fee
- Earns 1 pts per R$2,50 on Other
- No Annual Fee card
Annual feeR$0per year
Top earn rate1 pts per R$2,50Two independent reads agree · not quoted verbatimOther
№ 5
Banco Mercantil do BrasilVisa
Visa Pleno
No Annual Fee
- Travel rewards & transfer partners
- R$0/yr annual fee
- No Annual Fee card
№ 6
Banco Mercantil do BrasilVisa
Cartão de Crédito Consignado
No Annual Fee
- R$0/yr annual fee
- No Annual Fee card
№ 7
Banco BmgMastercard
Cartão de Crédito Consignado Benefício Bmg
No Annual Fee
- R$0/yr annual fee
- No Annual Fee card
№ 8
Method
How we picked
We start from every card we hold in Brazil, keep those that suit budget and backpacker travelers, and rank them on estimated first-year value for a typical budget and backpacker travelers profile: rewards from the card's earn rates, plus a welcome offer the page can print, minus the annual fee. A card whose annual fee we cannot state ranks after every card whose fee we can. Nothing here is pay-to-rank. Business cards appear only on business guides, student cards only on student guides, and prepaid cards on none. A figure we do not hold is shown as “Not confirmed”, never as a zero.
More guides
Best cards for other people
TravelersFrequent FlyersInternational JetsettersPoints OptimizersHotel LoyalistsDigital NomadsBusiness TravelersCruise LoversRoad TrippersCartões de MilhasBusinessSole ProprietorsStartup FoundersE-commerce SellersCorporate / EnterpriseContractors & TradesReal-Estate InvestorsMEIBuilding CreditNo Credit / First CardBad Credit / RebuildFair CreditSecured CardsThin FilePost-BankruptcyYoung AdultsNegativadosLimite GarantidoConsignadoSem Consulta SPCStudentsUndergraduatesGrad StudentsInternational StudentsStudent Cash BackStudent TravelUniversitáriosCash BackFlat-Rate Cash BackGrocery MaximizerGas & CommutersDining & FoodiesOnline ShoppersStreaming & SubscriptionsRent PayersProfessionalsDoctorsNursesTeachersLawyersTech WorkersGovernment / Public SectorFirst RespondersAccountants & FinanceFamiliesNew ParentsLarge HouseholdsSingle ParentsCommuter FamiliesTeens (Authorized Users)ExecutivesLuxury TravelersAffluent High-IncomePrivate BankingMulti-Card StrategistsConcierge SeekersSeniorsFixed-Income RetireesSnowbirdsRetiree Cash BackAposentadosNewcomersNew ImmigrantsWork-Visa HoldersReturning ExpatsFreelancersSelf-EmployedRideshare & DeliveryContent CreatorsSide HustlersAutônomos
Questions
Frequently asked
What is the best credit card for budget and backpacker travelers in Brazil?
The best card for budget and backpacker travelers in Brazil depends on your exact spending and credit. The shortlist above holds 8 cards for this profile, each chosen because it fits budget and backpacker travelers: no-annual-fee travel cards with no foreign-transaction fees and simple flat rewards — the low-overhead way to earn on the road without a premium fee to justify.
How did you choose these cards for budget and backpacker travelers?
We start from every card we hold in Brazil, keep those that suit budget and backpacker travelers, and rank them on estimated first-year value for a typical budget and backpacker travelers profile: rewards from the card's earn rates, plus a welcome offer the page can print, minus the annual fee. A card whose annual fee we cannot state ranks after every card whose fee we can. Nothing here is pay-to-rank.
Why do some cards show no annual fee figure?
Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “R$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.
How are these cards ranked?
By that estimated value, computed by the same rules for every card, with one adjustment: a card that matches this guide's goal gains 15% of its estimated value (at least 25) in the ordering, so it can rank above a card with a higher estimated value. The figure printed on each pick is the estimate itself, without that adjustment. Our methodology page sets the rules out in full. Each card's review page marks which of its figures a published document states.