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★ BEST CARDS FOR UNIVERSITÁRIOS379 BRAZIL CARDS TRACKEDNO BIAS · NO SIGNUP
Best For — Cartões para universitários (BR)

The best credit cards for universitários in Brazil

For estudantes universitários, the best cards are cartões para universitários brasileiros — aprovação com renda baixa ou comprovação de matrícula, sem anuidade, e benefícios de banco digital para construir o primeiro histórico de crédito. We track 379 Brazil cards.

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The profile

Who this guide is for

  • You're a Brazilian university student
  • You can qualify on low income or proof of enrollment
  • You want no anuidade and a good digital-bank app
  • Building your first credit history matters
The shortlist

Top cards for universitários in Brazil

8 ranked
№ 7
SicrediVisa

Sicredi Touch

Student
  • Build or rebuild your credit
  • Student card
Annual feeNot confirmed
Top earn rateNot confirmed
No application link on file · apply through SicrediRead our review →
Method

How we picked

We start from every card we hold in Brazil, keep those that suit estudantes universitários, and rank them on estimated first-year value for a typical estudantes universitários profile: rewards from the card's earn rates, plus a welcome offer the page can print, minus the annual fee. A card whose annual fee we cannot state ranks after every card whose fee we can. Nothing here is pay-to-rank. Business cards appear only on business guides, student cards only on student guides, and prepaid cards on none. A figure we do not hold is shown as “Not confirmed”, never as a zero.

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Questions

Frequently asked

What is the best credit card for estudantes universitários in Brazil?

The best card for estudantes universitários in Brazil depends on your exact spending and credit. The shortlist above holds 8 cards for this profile, each chosen because it fits estudantes universitários: cartões para universitários brasileiros — aprovação com renda baixa ou comprovação de matrícula, sem anuidade, e benefícios de banco digital para construir o primeiro histórico de crédito.

How did you choose these cards for estudantes universitários?

We start from every card we hold in Brazil, keep those that suit estudantes universitários, and rank them on estimated first-year value for a typical estudantes universitários profile: rewards from the card's earn rates, plus a welcome offer the page can print, minus the annual fee. A card whose annual fee we cannot state ranks after every card whose fee we can. Nothing here is pay-to-rank.

Why do some cards show no annual fee figure?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “R$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How are these cards ranked?

By that estimated value, computed by the same rules for every card, with one adjustment: a card that matches this guide's goal gains 15% of its estimated value (at least 25) in the ordering, so it can rank above a card with a higher estimated value. The figure printed on each pick is the estimate itself, without that adjustment. Our methodology page sets the rules out in full. Each card's review page marks which of its figures a published document states.
Best Credit Cards for Universitários in Brazil | PointsExplained