Skip to content
★ THE HONEST NUMBER ON EVERY CARD379 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — Brazil Cards

The honest number on every Brazil credit card.

Every card we hold for Brazil — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

379
Brazil cards tracked
18
categories filed
Browse by issuer

Every bank and lender we list

Each issuer's page lists the cards it offers today, with the figures we have confirmed against its own terms.

The ledger

All credit cards in Brazil

Showing 48 of 379
Search
Network
Annual fee
Sort
Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
Banco Mercantil do Brasil№ 148

Cartão de Crédito Empresarial

Visa card issued by Banco Mercantil do Brasil.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
InfinitePay (CloudWalk)№ 149

Cartao de Credito InfinitePay

Mastercard issued by InfinitePay (CloudWalk).

Annual feeNot confirmed
Top earn rateNot confirmed
Meliuz№ 152

Cartao de Credito Meliuz Platinum

Mastercard issued by Meliuz.

Cash BackOnline Shopping
Annual feeNot confirmed
Top earn rate2%cashback em TODAS as compras online iniciadas pelo Méliuz
Neon№ 154

Cartão de Crédito Neon

Visa card issued by Neon.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
PagBank (PagSeguro)№ 155

Cartão de Crédito PagBank

Visa card issued by PagBank (PagSeguro).

Cash BackNo Annual Fee
Annual feeR$0per year
Top earn rateNot confirmed
PagBank (PagSeguro)№ 156

Cartão de Crédito PJ PagBank

Visa card issued by PagBank (PagSeguro).

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Santander Brasil№ 160

Cartão Decolar Santander

Credit card issued by Santander Brasil.

Travel
Annual feeNot confirmed
Top earn rateNot confirmed
Banco Pan№ 162

Cartão Estelar PAN

Mastercard issued by Banco Pan.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Extra Card (GPA/Itaú)№ 163

Cartão Extra Gold (current)

Mastercard issued by Extra Card (GPA/Itaú).

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Extra Card (GPA/Itaú)№ 166

Cartão Extra Itaucard Nacional

Visa card issued by Extra Card (GPA/Itaú).

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Grazziotin Financeira№ 167

Cartão Grazziotin (crediário)

Credit card issued by Grazziotin Financeira.

Annual feeNot confirmed
Top earn rateNot confirmed
Havan Card№ 168

Cartão Havan

Credit card issued by Havan Card.

Store & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
Havan Card№ 169

Cartão Havan Internacional

Credit card issued by Havan Card.

Store & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
Banco Inter№ 170

Cartão Inter Empresas

Mastercard issued by Banco Inter.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Banco Daycoval№ 171

Cartão Internacional

Visa card issued by Banco Daycoval.

Annual feeNot confirmed
Top earn rateNot confirmed
Banco Bmg№ 172

Cartão Limite Certo

Credit card issued by Banco Bmg.

RewardsSecured
Annual feeNot confirmed
Top earn rateNot confirmed
Magazine Luiza / Luizacred№ 173

Cartão Luiza Ouro

Mastercard issued by Magazine Luiza / Luizacred.

Annual feeNot confirmed
Top earn rateNot confirmed
Magazine Luiza / Luizacred№ 174

Cartão Luiza Preferencial

Mastercard issued by Magazine Luiza / Luizacred.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Magazine Luiza / Luizacred№ 175

Cartão Magalu (Visa Platinum)

Visa card issued by Magazine Luiza / Luizacred.

Cash BackPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Banco Sofisa№ 178

Cartão Múltiplo Sofisa Direto

Mastercard issued by Banco Sofisa.

Lounge AccessRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Banpará (Banco do Estado do Pará)№ 179

Cartão Nação Azulina

Mastercard issued by Banpará (Banco do Estado do Pará).

Annual feeNot confirmed
Top earn rateNot confirmed
Banpará (Banco do Estado do Pará)№ 180

Cartão Nação Bicolor

Mastercard issued by Banpará (Banco do Estado do Pará).

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Next (Bradesco)№ 182

Cartão next Visa Platinum

Visa card issued by Next (Bradesco).

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Pernambucanas / Finanpe№ 186

Cartão Pernambucanas Elo Flex

Credit card issued by Pernambucanas / Finanpe.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Pernambucanas / Finanpe№ 187

Cartão Pernambucanas Elo Grafite

Desconto de 10% na primeira compra em MODA e LAR

PremiumRewards
Annual feeNot confirmed
Top earn rate10%MODA e LAR
Pernambucanas / Finanpe№ 188

Cartão Pernambucanas Elo Mais

Desconto de 10% na primeira compra em lar e vestuário

PremiumRewards
Annual feeR$21,99/monthR$263,88/yr · can be waived
Top earn rate10%MODA e LAR
Banco Daycoval№ 191

Cartão Platinum

Visa card issued by Banco Daycoval.

PremiumTravel
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in Brazil?

We currently track 379 credit cards in Brazil, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in Brazil?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 379 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “R$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.