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Visa0/4 on file
Annual fee: issuer restricts access
Banco XP (XP Investimentos) · Visa

Cartão XP Legacy

Rewards

The Cartão XP Legacy is a Visa card from Banco XP (XP Investimentos). Banco XP (XP Investimentos)'s site does not let us read its terms, so we leave the annual fee blank — check it on Banco XP (XP Investimentos)'s own site. Here is what we hold on it, and what we do not.

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Ledger entry

The receipt

Every cost line we hold for the Cartão XP Legacy, exactly as recorded.

Annual fee
Not confirmedIssuer restricts access — check their site
Supplementary card
Not confirmed
Foreign transaction
Not confirmedIssuer restricts access — check their site
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Cartão XP Legacy. That may mean there isn’t one, or simply that we have not recorded it — Banco XP (XP Investimentos)’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Cartão XP Legacy. Rather than print a multiplier we cannot source, this stays blank until Banco XP (XP Investimentos)’s own terms give us one.

Issuer restricts access — check their site
Included

Perks & benefits

Card benefits

  • Metal card design
  • Unlimited VIP lounge access for cardholder plus 12 guests
  • Concierge service recognized by Forbes Travel Guide
  • Access to exclusive live events (NFL, Rio Open, etc.)
  • Up to 6 additional cards free of charge
  • Compatible with Apple Pay, Google Pay, and Samsung Pay
  • Fast Pass boarding at GRU and GIG airports
  • Visa Infinite travel insurance
  • Special conditions at XP events
  • Access to XP Benefits Center in app
Next step

Ready to apply for the Cartão XP Legacy?

You'll finish the application on Banco XP (XP Investimentos)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Banco XP (XP Investimentos)’s site
Questions

Questions about the Cartão XP Legacy

How much is the Cartão XP Legacy annual fee?

Banco XP (XP Investimentos)'s site restricts automated access, so we could not read the Cartão XP Legacy's annual fee and do not print one. Check the current annual fee on Banco XP (XP Investimentos)'s own site before you apply.

What does the Cartão XP Legacy earn?

Banco XP (XP Investimentos)'s site restricts automated access, so we could not read the Cartão XP Legacy's earn rates and do not print a multiplier. Check them on Banco XP (XP Investimentos)'s own site.

What network is the Cartão XP Legacy on?

The Cartão XP Legacy runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Cartão XP Legacy available in Brazil?

Yes — the Cartão XP Legacy is issued by Banco XP (XP Investimentos) and is available to eligible applicants in Brazil. Approval depends on the issuer's own credit and income criteria.

How current is this Cartão XP Legacy information?

No figure we hold for the Cartão XP Legacy has been checked against a published document yet, so we show no check date. Banco XP (XP Investimentos)'s site restricts access, so we could not check: annual fee, foreign transaction fee, earn rates and welcome offer. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Banco XP (XP Investimentos) before you apply.