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Region · GB-TLI

Credit cards in London

Every card we hold for the United Kingdom, with issuers our London research names listed first. We do not yet hold region limits for cards in the United Kingdom, so some cards here may restrict who can apply — a credit union's membership rules, for example. The issuer's own page is the place to check.

*every note about London on this page quotes the page it came from, with the date we read it.

185
cards in the United Kingdom catalogue
2
sourced notes
London, sourced

What is different about London

Each note is taken from the page shown under it. Rules change, so the date we read the page is printed beside it.

Paying by card

Transport for London accepts contactless debit/credit cards (and Apple/Google Pay) directly at Tube, bus, rail and DLR gates, with pay-as-you-go fares and a daily price cap

“If your bank card shows the contactless payment symbol, you can use it to pay as you go.”
“In Zones 1-9, your pay as you go fare is capped so you can travel as much as you like in one day or week (Monday to Sunday), without paying more.”
Paying by card

TfL flags that cards issued outside the UK may incur the issuing bank's non-sterling/foreign-transaction fee when tapped in London

“Many contactless cards issued outside the UK can be used to pay as you go for travel.”
“Overseas charges may apply (check with your issuer).”
The ledger

Cards in the United Kingdom

Showing 24 of 185
Listed fullest record first — fee, earn rate, welcome offer and annual-fee check on file — not by merit. A blank on a tile is a figure we do not hold.
American ExpressAmex

Amex Cashback Credit Card

5% Cashback Up to £125 Cashback for the first three months of Cardmembership

Cash BackTravel Insurance
Annual fee£25per year
Top earn rateNot confirmed
Ulster BankCard

Balance Transfer Credit Card

Enjoy 0% interest for up to 11 months on balance transfers and no balance transfer fee

Balance TransferLow Interest
Annual fee£0per year
Top earn rateNot confirmed
Royal Bank Of ScotlandMastercard

Balance Transfer Credit Card

Enjoy 0% interest for up to 11 months on balance transfers and no balance transfer fee

Balance TransferLow Interest
Annual fee£0per year
Top earn rateNot confirmed
Royal Bank Of ScotlandMastercard

Business Credit Card

Mastercard issued by Royal Bank Of Scotland.

BusinessCash Back
Annual fee£30per year
Top earn rate1%eligible fuel and EV charging providers
Funding CircleVisa

Cashback Business Credit Card

Our Cashback business credit card gives you 2% cashback for the first 6 months, up to £2,000. Then 1% uncapped cashback on everything you spend after that

BusinessCash Back
Annual fee£0per year
Top earn rateNot confirmed
NatWestMastercard

NatWest Balance Transfer Credit Card

Enjoy 0% interest for up to 11 months on balance transfers and no balance transfer fee

Balance TransferLow Interest
Annual fee£0per year
Top earn rateNot confirmed
NatWestMastercard

NatWest Business Credit Card

Mastercard issued by NatWest.

BusinessEV Charging
Annual fee£30per year
Top earn rate1%fuel and EV charging
NewDayMastercard

Pulse Mastercard

Mastercard issued by NewDay.

Cash BackNo Annual Fee
Annual fee£0per year
Top earn rate0.25%Not yet checked with NewDayOther
Santander UKMastercard

Santander World Elite™ Mastercard®

If you’re a Santander Select or Santander Private banking customer, you may be eligible for £90 cashback when you open a Santander World Elite Mastercard credit card during the offer period starting 26 March 2026.

Balance TransferLounge Access
Annual fee£15/month£180/yr
Top earn rateNot confirmed
Co Operative BankVisa

3-Year Fixed Rate Credit Card

Visa card issued by Co Operative Bank.

Low InterestNo Annual Fee
Annual fee£0per year
Top earn rateNot confirmed
Santander UKMastercard

All in One Credit Card

Mastercard issued by Santander UK.

Balance TransferCash Back
Annual fee£3/month£36/yr
Top earn rateNot confirmed
Co Operative BankVisa

Balance Transfer Credit Card

Visa card issued by Co Operative Bank.

Balance TransferLow Interest
Annual fee£0per year
Top earn rateNot confirmed
BarclaycardMastercard

Barclaycard Avios Plus

Mastercard issued by Barclaycard.

AirlineLounge Access
Annual fee£20/month£240/yr
Top earn rateNot confirmed
BarclaycardCard

Barclaycard Premium Plus

Credit card issued by Barclaycard.

BusinessPremium
Annual fee£150per year
Top earn rateNot confirmed
BarclaycardCard

Barclaycard Select Cashback

Credit card issued by Barclaycard.

BusinessCash Back
Annual fee£0per year
Top earn rateNot confirmed
Zempler BankMastercard

Business Credit Card

Mastercard issued by Zempler Bank.

BusinessCash Back
Annual fee£0per year
Top earn rateNot confirmed
Royal Bank Of ScotlandMastercard

Business Plus Credit Card

Mastercard issued by Royal Bank Of Scotland.

BusinessCash Back
Annual fee£70per year
Top earn rateNot confirmed

The full United Kingdom catalogue →

Questions

London: the short answers

Is paying by card different in London?

Transport for London accepts contactless debit/credit cards (and Apple/Google Pay) directly at Tube, bus, rail and DLR gates, with pay-as-you-go fares and a daily price cap. (Source: Transport for London — Pay as you go.) TfL flags that cards issued outside the UK may incur the issuing bank's non-sterling/foreign-transaction fee when tapped in London. (Source: Transport for London — Pay as you go.)