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Visa2/4 on file
✓ Annual fee checked
Co Operative Bank · Visa

Balance Transfer Credit Card

Balance TransferLow InterestNo Annual Fee0% Intro Purchases

The Balance Transfer Credit Card is a Visa card from Co Operative Bank with an annual fee of £0. Here is what we hold on it, and what we do not.

Annual fee£0per yearChecked co-operativebank.co.uk
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Ledger entry

The receipt

Every cost line we hold for the Balance Transfer Credit Card, exactly as recorded.

Annual fee
£0Checked co-operativebank.co.uk
Supplementary card
Not confirmed
Foreign transaction
2.75%Checked co-operativebank.co.uk
Purchase APR
20.6%Checked co-operativebank.co.uk
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Balance Transfer Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Co Operative Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Balance Transfer Credit Card. Rather than print a multiplier we cannot source, this stays blank until Co Operative Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the Balance Transfer Credit Card?

You'll finish the application on Co Operative Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Co Operative Bank’s site
Questions

Questions about the Balance Transfer Credit Card

How much is the Balance Transfer Credit Card annual fee?

The Balance Transfer Credit Card has an annual fee of £0. Weigh that against the rewards and perks you will actually use.

What does the Balance Transfer Credit Card earn?

We could not verify the Balance Transfer Credit Card's earn rates, so we do not print a multiplier. Check them on Co Operative Bank's own site.

What network is the Balance Transfer Credit Card on?

The Balance Transfer Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Balance Transfer Credit Card available in United Kingdom?

Yes — the Balance Transfer Credit Card is issued by Co Operative Bank and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the Balance Transfer Credit Card figures last checked?

We checked its annual fee in October 2026, its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. We could not verify, so we do not print: earn rates and welcome offer. Check them with Co Operative Bank. Terms can change without notice, so confirm the current details with Co Operative Bank before you apply.