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Mastercard3/4 on file
✓ Annual fee checked
NatWest · Mastercard

NatWest Business Credit Card

BusinessEV ChargingGas & FuelRewards

The NatWest Business Credit Card is a Mastercard from NatWest with an annual fee of £30. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), foreign transaction fee (Sep 2026), purchase APR (Sep 2026), earn rates (Sep 2026). Not yet checked with NatWest: credit requirement. NatWest’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee£30per yearChecked natwest.com
Top earn rate1%on fuel and EV chargingChecked natwest.com
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on NatWestCompare this card
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Ledger entry

The receipt

Every cost line we hold for the NatWest Business Credit Card, exactly as recorded.

Annual fee
£30Checked natwest.com
Supplementary card
Not confirmed
Foreign transaction
2.95%Checked natwest.com
Purchase APR
16.9%Checked natwest.com
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with NatWest
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the NatWest Business Credit Card. That may mean there isn’t one, or simply that we have not recorded it — NatWest’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

Published category multipliers for the NatWest Business Credit Card.

CategoryEarn rateCap
fuel and EV charging1%No cap on file
Checked natwest.com
Included

Perks & benefits

Card benefits

  • 1% cashback at eligible fuel and EV charging stations
  • Up to 56 days interest-free when balance paid in full
  • Access to cashback offers through Business Savings from Mastercard
  • Manage spending via Mobile banking App, Online, ClearSpend, and Smart Data Online
  • No annual fee in first year; waived in subsequent years if spend exceeds £6,000 p.a.
Next step

Ready to apply for the NatWest Business Credit Card?

You'll finish the application on NatWest's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens NatWest’s site
Questions

Questions about the NatWest Business Credit Card

How much is the NatWest Business Credit Card annual fee?

The NatWest Business Credit Card has an annual fee of £30. Weigh that against the rewards and perks you will actually use.

What does the NatWest Business Credit Card earn?

The NatWest Business Credit Card earns 1% on fuel and EV charging. The full table is on this page.

What network is the NatWest Business Credit Card on?

The NatWest Business Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the NatWest Business Credit Card available in United Kingdom?

Yes — the NatWest Business Credit Card is issued by NatWest and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the NatWest Business Credit Card figures last checked?

We checked its annual fee in September 2026, its foreign transaction fee in September 2026, its purchase APR in September 2026 and its earn rates in September 2026, each against a published document. Not yet checked with NatWest: credit requirement. Not published by NatWest where we checked: welcome offer. Terms can change without notice, so confirm the current details with NatWest before you apply.