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Mastercard2/4 on file
✓ Annual fee checked
Santander UK · Mastercard

All in One Credit Card

Balance TransferCash BackLow InterestNo FX FeeRewards0% Intro Purchases

The All in One Credit Card is a Mastercard from Santander UK with a fee of £3 a month (£36 a year). Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), foreign transaction fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with Santander UK: credit requirement. Santander UK’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee£3/month£36/yrChecked santander.co.uk
Apply on Santander UKCompare this card
Opens Santander UK’s site
Ledger entry

The receipt

Every cost line we hold for the All in One Credit Card, exactly as recorded.

Annual fee
£3/month (£36/yr)Checked santander.co.uk
Supplementary card
Not confirmed
Foreign transaction
NoneChecked santander.co.uk
Purchase APR
23.9%Checked santander.co.uk
Income requirement
Not confirmed
Network
Mastercard
Credit needed
FairNot yet checked with Santander UK
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the All in One Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Santander UK’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the All in One Credit Card. Rather than print a multiplier we cannot source, this stays blank until Santander UK’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 0% interest on purchases for 15 months
  • 0% interest on balance transfers for 15 months with no balance transfer fee
  • No foreign exchange fees on purchases made abroad when paying in local currency
  • 0.5% cashback (up to £10 a month) on all purchases
  • Up to 3 additional cardholders
  • Up to 56 days interest-free period on purchases
  • Access to Santander Boosts rewards program
  • Priceless Experiences with Mastercard
  • Section 75 purchase protection
  • Instant card freeze/block via app
Next step

Ready to apply for the All in One Credit Card?

You'll finish the application on Santander UK's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Santander UK’s site
Questions

Questions about the All in One Credit Card

How much is the All in One Credit Card annual fee?

The All in One Credit Card has an annual fee of £36. Weigh that against the rewards and perks you will actually use.

What does the All in One Credit Card earn?

We could not verify the All in One Credit Card's earn rates, so we do not print a multiplier. Check them on Santander UK's own site.

What network is the All in One Credit Card on?

The All in One Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the All in One Credit Card available in United Kingdom?

Yes — the All in One Credit Card is issued by Santander UK and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the All in One Credit Card figures last checked?

We checked its annual fee in September 2026, its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with Santander UK: credit requirement. We could not verify, so we do not print: earn rates and welcome offer. Check them with Santander UK. Terms can change without notice, so confirm the current details with Santander UK before you apply.