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Card3/4 on file
✓ Annual fee checked
Ulster Bank · Card

Balance Transfer Credit Card

Balance TransferLow InterestNo Annual Fee0% Intro Purchases

The Balance Transfer Credit Card is a credit card from Ulster Bank with an annual fee of £0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), foreign transaction fee (Sep 2026), purchase APR (Sep 2026), welcome offer (Sep 2026). Not yet checked with Ulster Bank: credit requirement. Ulster Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee£0per yearChecked ulsterbank.co.uk
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerSee offer below
Apply on Ulster BankCompare this card
Opens Ulster Bank’s site
Ledger entry

The receipt

Every cost line we hold for the Balance Transfer Credit Card, exactly as recorded.

Annual fee
£0Checked ulsterbank.co.uk
Supplementary card
Not confirmed
Foreign transaction
2.75%Checked ulsterbank.co.uk
Purchase APR
24.9%–29.9%Checked ulsterbank.co.uk
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
FairNot yet checked with Ulster Bank
Sign-up

The welcome offer

Enjoy 0% interest for up to 11 months on balance transfers and no balance transfer fee

Checked ulsterbank.co.uk
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Balance Transfer Credit Card. Rather than print a multiplier we cannot source, this stays blank until Ulster Bank’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • 0% interest on balance transfers for up to 11 months
  • 0% interest on purchases for the first 3 months
  • Zero balance transfer fee
  • No annual fee
  • Free credit score in app
  • Apple Pay and Google Pay support
  • Manage card via mobile app with spending alerts
Next step

Ready to apply for the Balance Transfer Credit Card?

You'll finish the application on Ulster Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Ulster Bank’s site
Questions

Questions about the Balance Transfer Credit Card

How much is the Balance Transfer Credit Card annual fee?

The Balance Transfer Credit Card has an annual fee of £0. Weigh that against the rewards and perks you will actually use.

What does the Balance Transfer Credit Card earn?

Ulster Bank does not publish category earn rates for the Balance Transfer Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the Balance Transfer Credit Card on?

We hold no card network on record for the Balance Transfer Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Ulster Bank before you apply.

Is the Balance Transfer Credit Card available in United Kingdom?

Yes — the Balance Transfer Credit Card is issued by Ulster Bank and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the Balance Transfer Credit Card figures last checked?

We checked its annual fee in September 2026, its foreign transaction fee in September 2026, its purchase APR in September 2026 and its welcome offer in September 2026, each against a published document. Not yet checked with Ulster Bank: credit requirement. Not published by Ulster Bank where we checked: earn rates. Terms can change without notice, so confirm the current details with Ulster Bank before you apply.