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Visa2/4 on file
✓ Annual fee checked
Co Operative Bank · Visa

3-Year Fixed Rate Credit Card

Low InterestNo Annual Fee

The 3-Year Fixed Rate Credit Card is a Visa card from Co Operative Bank with an annual fee of £0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026). Not yet checked with Co Operative Bank: credit requirement. Co Operative Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee£0per yearChecked co-operativebank.co.uk
Apply on Co Operative BankCompare this card
Opens Co Operative Bank’s site
Ledger entry

The receipt

Every cost line we hold for the 3-Year Fixed Rate Credit Card, exactly as recorded.

Annual fee
£0Checked co-operativebank.co.uk
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with Co Operative Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the 3-Year Fixed Rate Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Co Operative Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the 3-Year Fixed Rate Credit Card. Rather than print a multiplier we cannot source, this stays blank until Co Operative Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the 3-Year Fixed Rate Credit Card?

You'll finish the application on Co Operative Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Co Operative Bank’s site
Questions

Questions about the 3-Year Fixed Rate Credit Card

How much is the 3-Year Fixed Rate Credit Card annual fee?

The 3-Year Fixed Rate Credit Card has an annual fee of £0. Weigh that against the rewards and perks you will actually use.

What does the 3-Year Fixed Rate Credit Card earn?

We could not verify the 3-Year Fixed Rate Credit Card's earn rates, so we do not print a multiplier. Check them on Co Operative Bank's own site.

What network is the 3-Year Fixed Rate Credit Card on?

The 3-Year Fixed Rate Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the 3-Year Fixed Rate Credit Card available in United Kingdom?

Yes — the 3-Year Fixed Rate Credit Card is issued by Co Operative Bank and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the 3-Year Fixed Rate Credit Card figures last checked?

We checked its annual fee in September 2026, against a published document. Not yet checked with Co Operative Bank: credit requirement. We could not verify, so we do not print: foreign transaction fee, purchase APR, earn rates and welcome offer. Check them with Co Operative Bank. Terms can change without notice, so confirm the current details with Co Operative Bank before you apply.