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American Express · Amex

American Express® Preferred Rewards Gold Credit Card

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The American Express® Preferred Rewards Gold Credit Card is an Amex card from American Express with an annual fee of £195. Here is what we hold on it, and what we do not.

Annual fee£195per yearChecked americanexpress.com
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Ledger entry

The receipt

Every cost line we hold for the American Express® Preferred Rewards Gold Credit Card, exactly as recorded.

Annual fee
£195Checked americanexpress.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
29.1%Checked americanexpress.com
Income requirement
Not confirmed
Network
Amex
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the American Express® Preferred Rewards Gold Credit Card. That may mean there isn’t one, or simply that we have not recorded it — American Express’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the American Express® Preferred Rewards Gold Credit Card. Rather than print a multiplier we cannot source, this stays blank until American Express’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the American Express® Preferred Rewards Gold Credit Card?

You'll finish the application on American Express's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens American Express’s site
Questions

Questions about the American Express® Preferred Rewards Gold Credit Card

How much is the American Express® Preferred Rewards Gold Credit Card annual fee?

The American Express® Preferred Rewards Gold Credit Card has an annual fee of £195. Weigh that against the rewards and perks you will actually use.

What does the American Express® Preferred Rewards Gold Credit Card earn?

We could not verify the American Express® Preferred Rewards Gold Credit Card's earn rates, so we do not print a multiplier. Check them on American Express's own site.

What network is the American Express® Preferred Rewards Gold Credit Card on?

The American Express® Preferred Rewards Gold Credit Card runs on the Amex network, which determines where it is accepted and which network-level benefits apply.

Is the American Express® Preferred Rewards Gold Credit Card available in United Kingdom?

Yes — the American Express® Preferred Rewards Gold Credit Card is issued by American Express and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the American Express® Preferred Rewards Gold Credit Card figures last checked?

We checked its annual fee in September 2026 and its purchase APR in September 2026, each against a published document. We could not verify, so we do not print: foreign transaction fee, earn rates and welcome offer. Check them with American Express. Terms can change without notice, so confirm the current details with American Express before you apply.