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Lounge Access

Best Lounge Access credit cards in United Kingdom

Lounge-access credit cards in United Kingdom include airport lounge visits or a lounge-programme membership such as Priority Pass, DragonPass or LoungeKey.

*a card is filed here when the issuer's own page says, in a sentence about this card, that it includes complimentary lounge visits, unlimited access or a lounge-programme membership. A menu link, a footnote or a line about another card does not count, and neither does discounted or pay-per-visit entry, or a pass that works only when a flight is delayed. In the US a card is also filed here when the issuer lists Priority Pass in its CFPB filing; in Australia, when the bank's Consumer Data Right product data lists a lounge benefit. We keep each quote and its source on the card's record and re-read the source every week. When the line is gone, a card filed on it leaves this list; a source we cannot re-read stops counting after 60 days (a CFPB survey, 14 months after the period it reports).

10
Lounge Access cards filed
The ledger

All Lounge Access cards in United Kingdom

10 cards
Barclaycard№ 2

Barclaycard Avios Plus

Mastercard issued by Barclaycard.

AirlineLounge Access
Annual fee£20/month£240/yr
Top earn rateNot confirmed
Coutts№ 3

Coutts Silk Credit Card

Mastercard issued by Coutts.

Lounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
HSBC UK№ 4

HSBC Premier Credit Card

Mastercard issued by HSBC UK.

Lounge AccessNewcomers
Annual feeNot confirmed
Top earn rateNot confirmed
Danske Bank№ 6

Mastercard Corporate Platinum

Mastercard issued by Danske Bank.

BusinessLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
Santander UK№ 7

Santander World Elite™ Mastercard®

If you’re a Santander Select or Santander Private banking customer, you may be eligible for £90 cashback when you open a Santander World Elite Mastercard credit card during the offer period starting 26 March 2026.

Balance TransferLounge Access
Annual fee£15/month£180/yr
Top earn rateNot confirmed
American Express№ 9

The Platinum Card®

Amex card issued by American Express.

Lounge AccessMetal Card
Annual feeNot confirmed
Top earn rateNot confirmed
Weatherbys Bank№ 10

Weatherbys Charge Card

Credit card issued by Weatherbys Bank.

Lounge AccessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

What is the best lounge access credit card in United Kingdom?

The best lounge access card in United Kingdom depends on your spending and goals. We list every lounge access card we hold — 10 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a lounge access credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a lounge access card with other cards?

Yes. Many people pair a lounge access card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these lounge access card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.