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Welcome Bonus

Best Welcome Bonus credit cards in United Kingdom

Welcome-bonus credit cards in United Kingdom are the cards we hold a sign-up offer for — points or cash paid once you meet a spending target.

*a card is filed here when we hold a welcome-offer figure for it. Offers change and expire more often than anything else on a card, so confirm the live offer on the issuer's page before you apply.

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Welcome Bonus cards filed
The ledger

All Welcome Bonus cards in United Kingdom

4 cards
Barclaycard№ 1

Barclaycard Avios

If you’re new to Barclaycard, collect 5,000 Avios if you spend £1,000 in the first three months. T&Cs apply.

AirlineRewards
Annual feeNot confirmed
Top earn rateNot confirmed
HSBC UK№ 2

HSBC Rewards Credit Card

Mastercard issued by HSBC UK.

Balance TransferPoints
Annual feeNot confirmed
Top earn rateNot confirmed
Marks & Spencer (M&S) Bank№ 3

M&S Rewards Credit Card

Mastercard issued by Marks & Spencer (M&S) Bank.

Balance TransferRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Yonder№ 4

Yonder Free Credit Card

Earn up to 2,000 welcome points! Welcome points are earned based on your spend in the first 30 days

Welcome Bonus
Annual feeNot confirmed
Top earn rate1xOther
Questions

Frequently asked

What is the best welcome bonus credit card in United Kingdom?

The best welcome bonus card in United Kingdom depends on your spending and goals. We list every welcome bonus card we hold — 4 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a welcome bonus credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a welcome bonus card with other cards?

Yes. Many people pair a welcome bonus card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these welcome bonus card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.