American Express№ 1
Amex card issued by American Express.
AirlineBusiness
Annual fee£250per year
Top earn rate—Not confirmed
American Express№ 2
Amex card issued by American Express.
AirlineTravel
Annual fee—Not confirmed
Top earn rate—Not confirmed
American Express№ 3
Amex card issued by American Express.
AirlinePremium
Annual fee£300per year
Top earn rate—Not confirmed
Halifax№ 4
Visa card issued by Halifax.
TravelNo FX Fee
Annual fee—Not confirmed
Top earn rate—Not confirmed
Halifax№ 5
Mastercard issued by Halifax.
Cash BackTravel
Annual fee£15/month£180/yr
Top earn rate—Not confirmed
HSBC UK№ 6
Mastercard issued by HSBC UK.
Lounge AccessNewcomers
Annual fee—Not confirmed
Top earn rate—Not confirmed
HSBC UK№ 7
Mastercard issued by HSBC UK.
Lounge AccessNewcomers
Annual fee—Not confirmed
Top earn rate—Not confirmed
Lloyds Bank№ 8
Visa card issued by Lloyds Bank.
Cash BackNo FX Fee
Annual fee—Not confirmed
Top earn rate—Not confirmed
NatWest№ 9
Mastercard issued by NatWest.
BusinessEV Charging
Annual fee£70per year
Top earn rate—Not confirmed
NatWest№ 10
Mastercard issued by NatWest.
Gas & FuelGroceries
Annual fee£84per year · can be waived
Top earn rate—Not confirmed
NatWest№ 11
Visa card issued by NatWest.
No FX FeeRewards
Annual fee—Not confirmed
Top earn rate—Not confirmed
Royal Bank Of Scotland№ 12
Mastercard issued by Royal Bank Of Scotland.
Cash BackGas & Fuel
Annual fee£84per year · can be waived
Top earn rate—Not confirmed
Santander UK№ 13
Mastercard issued by Santander UK.
Cash BackDining
Annual fee—Not confirmed
Top earn rate—Not confirmed
Santander UK№ 14
If you’re a Santander Select or Santander Private banking customer, you may be eligible for £90 cashback when you open a Santander World Elite Mastercard credit card during the offer period starting 26 March 2026.
Balance TransferLounge Access
Annual fee£15/month£180/yr
Top earn rate—Not confirmed
American Express№ 15
Amex card issued by American Express.
Lounge AccessMetal Card
Annual fee—Not confirmed
Top earn rate—Not confirmed
Lloyds Bank№ 16
Visa card issued by Lloyds Bank.
TravelNo FX Fee
Annual fee—Not confirmed
Top earn rate—Not confirmed
Vanquis Banking Group№ 17
Visa card issued by Vanquis Banking Group.
Travel
Annual fee—Not confirmed
Top earn rate—Not confirmed
Virgin Money№ 18
Mastercard issued by Virgin Money.
TravelNo FX Fee
Annual fee—Not confirmed
Top earn rate—Not confirmed
Lloyds Bank№ 19
Mastercard issued by Lloyds Bank.
Cash BackNo FX Fee
Annual fee£15/month£180/yr
Top earn rate—Not confirmed