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Travel

Best Travel credit cards in United Kingdom

Travel credit cards in United Kingdom earn extra on travel spend, and many add trip insurance or airport perks.

*a card is filed here when we hold a positive earn rate on travel spend for it, or the source listing we imported it from files it as a travel card.

19
Travel cards filed
The ledger

All Travel cards in United Kingdom

19 cards
Halifax№ 4

Halifax Clarity Credit Card

Visa card issued by Halifax.

TravelNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
HSBC UK№ 6

HSBC Premier Credit Card

Mastercard issued by HSBC UK.

Lounge AccessNewcomers
Annual feeNot confirmed
Top earn rateNot confirmed
Lloyds Bank№ 8

Lloyds Ultra Credit Card

Visa card issued by Lloyds Bank.

Cash BackNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
NatWest№ 10

NatWest Reward Black Credit Card

Mastercard issued by NatWest.

Gas & FuelGroceries
Annual fee£84per year · can be waived
Top earn rateNot confirmed
Royal Bank Of Scotland№ 12

Reward Black Credit Card

Mastercard issued by Royal Bank Of Scotland.

Cash BackGas & Fuel
Annual fee£84per year · can be waived
Top earn rateNot confirmed
Santander UK№ 13

Santander Rewards Credit Card

Mastercard issued by Santander UK.

Cash BackDining
Annual feeNot confirmed
Top earn rateNot confirmed
Santander UK№ 14

Santander World Elite™ Mastercard®

If you’re a Santander Select or Santander Private banking customer, you may be eligible for £90 cashback when you open a Santander World Elite Mastercard credit card during the offer period starting 26 March 2026.

Balance TransferLounge Access
Annual fee£15/month£180/yr
Top earn rateNot confirmed
American Express№ 15

The Platinum Card®

Amex card issued by American Express.

Lounge AccessMetal Card
Annual feeNot confirmed
Top earn rateNot confirmed
Lloyds Bank№ 16

Travel Credit Card

Visa card issued by Lloyds Bank.

TravelNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
Vanquis Banking Group№ 17

Vanquis Travel Credit Card

Visa card issued by Vanquis Banking Group.

Travel
Annual feeNot confirmed
Top earn rateNot confirmed
Lloyds Bank№ 19

World Elite Mastercard

Mastercard issued by Lloyds Bank.

Cash BackNo FX Fee
Annual fee£15/month£180/yr
Top earn rateNot confirmed
Questions

Frequently asked

What is the best travel credit card in United Kingdom?

The best travel card in United Kingdom depends on your spending and goals. We list every travel card we hold — 19 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a travel credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a travel card with other cards?

Yes. Many people pair a travel card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these travel card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.