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Mastercard0/4 on file
Annual fee: issuer restricts access
Santander UK · Mastercard

Santander Rewards Credit Card

Cash BackDiningNo FX FeeRewardsTravel

The Santander Rewards Credit Card is a Mastercard from Santander UK. Santander UK's site does not let us read its terms, so we leave the annual fee blank — check it on Santander UK's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: foreign transaction fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with Santander UK: credit requirement. Santander UK’s own page is authoritative — confirm anything you rely on there before you apply.

Welcome offerNot confirmed
Apply on Santander UKCompare this card
Opens Santander UK’s site
Ledger entry

The receipt

Every cost line we hold for the Santander Rewards Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
NoneChecked santander.co.uk
Purchase APR
24.9%Checked santander.co.uk
Income requirement
Not confirmed
Network
Mastercard
Credit needed
FairNot yet checked with Santander UK
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Santander Rewards Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Santander UK’s own page is the place to check.

Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Santander Rewards Credit Card. Rather than print a multiplier we cannot source, this stays blank until Santander UK’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 3% cashback in year 1 on travel, eating out and takeaways
  • 0.25% cashback on everything else
  • Cashback paid monthly
  • No foreign exchange fees on purchases abroad in local currency
  • Up to 3 additional cardholders allowed
  • Card freezing and PIN view via Mobile Banking
  • Contactless payments with Apple Pay, Google Pay, Samsung Pay, Garmin Pay
  • Access to Priceless.com experiences
  • Section 75 purchase protection
Next step

Ready to apply for the Santander Rewards Credit Card?

You'll finish the application on Santander UK's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Santander UK’s site
Questions

Questions about the Santander Rewards Credit Card

How much is the Santander Rewards Credit Card annual fee?

We could not verify the Santander Rewards Credit Card's annual fee, so we do not print one. Check the current annual fee on Santander UK's own site before you apply.

What does the Santander Rewards Credit Card earn?

We could not verify the Santander Rewards Credit Card's earn rates, so we do not print a multiplier. Check them on Santander UK's own site.

What network is the Santander Rewards Credit Card on?

The Santander Rewards Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Santander Rewards Credit Card available in United Kingdom?

Yes — the Santander Rewards Credit Card is issued by Santander UK and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the Santander Rewards Credit Card figures last checked?

We checked its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with Santander UK: credit requirement. We could not verify, so we do not print: annual fee and earn rates. Check them with Santander UK. Terms can change without notice, so confirm the current details with Santander UK before you apply.