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Mastercard0/4 on file
Annual fee: issuer restricts access
Coutts · Mastercard

Coutts Silk Credit Card

Lounge Access

The Coutts Silk Credit Card is a Mastercard from Coutts. Coutts's site does not let us read its terms, so we leave the annual fee blank — check it on Coutts's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: purchase APR (Sep 2026). Not yet checked with Coutts: credit requirement. Coutts’s own page is authoritative — confirm anything you rely on there before you apply.

Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on CouttsCompare this card
Opens Coutts’s site
Ledger entry

The receipt

Every cost line we hold for the Coutts Silk Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
19.99%Checked coutts.com
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with Coutts
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Coutts Silk Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Coutts’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Coutts Silk Credit Card. Rather than print a multiplier we cannot source, this stays blank until Coutts’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • Airport lounge access with LoungeKey™ (over 1,100 lounges in 300+ airports, guests allowed, £24 entry fee per person applies)
  • Additional cardholders with individual spending limits
  • Biometric authentication for online payments
  • Contactless payments up to £100
  • Apple Pay and Google Pay support
  • Rewards through Thank You From Coutts programme including charitable donations, discounts, offers and event invitations
Next step

Ready to apply for the Coutts Silk Credit Card?

You'll finish the application on Coutts's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Coutts’s site
Questions

Questions about the Coutts Silk Credit Card

How much is the Coutts Silk Credit Card annual fee?

We could not verify the Coutts Silk Credit Card's annual fee, so we do not print one. Check the current annual fee on Coutts's own site before you apply.

What does the Coutts Silk Credit Card earn?

Coutts does not publish category earn rates for the Coutts Silk Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the Coutts Silk Credit Card on?

The Coutts Silk Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Coutts Silk Credit Card available in United Kingdom?

Yes — the Coutts Silk Credit Card is issued by Coutts and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the Coutts Silk Credit Card figures last checked?

We checked its purchase APR in September 2026, against a published document. Not yet checked with Coutts: credit requirement. Not published by Coutts where we checked: earn rates and welcome offer. We could not verify, so we do not print: annual fee and foreign transaction fee. Check them with Coutts. Terms can change without notice, so confirm the current details with Coutts before you apply.