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Mastercard3/4 on file
✓ Annual fee checked
Royal Bank Of Scotland · Mastercard

Business Credit Card

The Business Credit Card is a Mastercard from Royal Bank Of Scotland with an annual fee of £30. Here is what we hold on it, and what we do not.

Annual fee£30per yearChecked rbs.co.uk
Top earn rate1%on eligible fuel and EV charging providersChecked rbs.co.uk
Opens Royal Bank Of Scotland’s site
Ledger entry

The receipt

Every cost line we hold for the Business Credit Card, exactly as recorded.

Annual fee
£30Checked rbs.co.uk
Supplementary card
Not confirmed
Foreign transaction
2.95%Checked rbs.co.uk
Purchase APR
16.9%Checked rbs.co.uk
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Business Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Royal Bank Of Scotland’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

Published category multipliers for the Business Credit Card.

CategoryEarn rateCap
eligible fuel and EV charging providers1%No cap on file
Checked rbs.co.uk
Next step

Ready to apply for the Business Credit Card?

You'll finish the application on Royal Bank Of Scotland's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Royal Bank Of Scotland’s site
Questions

Questions about the Business Credit Card

How much is the Business Credit Card annual fee?

The Business Credit Card has an annual fee of £30. Weigh that against the rewards and perks you will actually use.

What does the Business Credit Card earn?

The Business Credit Card earns 1% on eligible fuel and EV charging providers. The full table is on this page.

What network is the Business Credit Card on?

The Business Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Business Credit Card available in United Kingdom?

Yes — the Business Credit Card is issued by Royal Bank Of Scotland and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the Business Credit Card figures last checked?

We checked its annual fee in September 2026, its foreign transaction fee in September 2026, its purchase APR in September 2026 and its earn rates in September 2026, each against a published document. We could not verify, so we do not print: welcome offer. Check them with Royal Bank Of Scotland. Terms can change without notice, so confirm the current details with Royal Bank Of Scotland before you apply.