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Mastercard3/4 on file
✓ Annual fee checked
NatWest · Mastercard

NatWest Balance Transfer Credit Card

Balance TransferLow InterestNo Annual Fee0% Intro Purchases

The NatWest Balance Transfer Credit Card is a Mastercard from NatWest with an annual fee of £0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), foreign transaction fee (Sep 2026), purchase APR (Sep 2026), welcome offer (Sep 2026). Not yet checked with NatWest: credit requirement. NatWest’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee£0per yearChecked natwest.com
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerSee offer below
Apply on NatWestCompare this card
Opens NatWest’s site
Ledger entry

The receipt

Every cost line we hold for the NatWest Balance Transfer Credit Card, exactly as recorded.

Annual fee
£0Checked natwest.com
Supplementary card
Not confirmed
Foreign transaction
2.75%Checked natwest.com
Purchase APR
29.9%Checked natwest.com
Income requirement
Not confirmed
Network
Mastercard
Credit needed
FairNot yet checked with NatWest
Sign-up

The welcome offer

Enjoy 0% interest for up to 11 months on balance transfers and no balance transfer fee

Checked natwest.com
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the NatWest Balance Transfer Credit Card. Rather than print a multiplier we cannot source, this stays blank until NatWest’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • 0% interest on balance transfers for up to 11 months
  • 0% interest on purchases for the first 3 months
  • No balance transfer fee
  • Free credit score access in app
  • Apple Pay and Google Pay support
  • Manage card and get spending alerts via app
Next step

Ready to apply for the NatWest Balance Transfer Credit Card?

You'll finish the application on NatWest's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens NatWest’s site
Questions

Questions about the NatWest Balance Transfer Credit Card

How much is the NatWest Balance Transfer Credit Card annual fee?

The NatWest Balance Transfer Credit Card has an annual fee of £0. Weigh that against the rewards and perks you will actually use.

What does the NatWest Balance Transfer Credit Card earn?

NatWest does not publish category earn rates for the NatWest Balance Transfer Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the NatWest Balance Transfer Credit Card on?

The NatWest Balance Transfer Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the NatWest Balance Transfer Credit Card available in United Kingdom?

Yes — the NatWest Balance Transfer Credit Card is issued by NatWest and is available to eligible applicants in United Kingdom. Approval depends on the issuer's own credit and income criteria.

When were the NatWest Balance Transfer Credit Card figures last checked?

We checked its annual fee in September 2026, its foreign transaction fee in September 2026, its purchase APR in September 2026 and its welcome offer in September 2026, each against a published document. Not yet checked with NatWest: credit requirement. Not published by NatWest where we checked: earn rates. Terms can change without notice, so confirm the current details with NatWest before you apply.