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City · California

Credit cards in Torrance

The card issuers in our catalogue with branches in Torrance, California, as the FDIC and NCUA registers list them, and their cards. A branch here is not a limit on who may apply: many of these cards are open nationwide, and the issuer's own page says who can.

*every branch count on this page is from a regulator's register, with the date we read it.

8
issuers with branches here
65
of their cards on file
8 regional networks

Card issuers with branches in Torrance

Where these issuers have branches, as the regulator's register lists them, with the date we read it. A branch here is not a limit on who may apply — many of these cards are open nationwide — and having no branch here does not rule a card out. The issuer's own page says who can apply. "Regional" means a branch network in at most half the country.

Regional network

BMO (Bank of Montreal US / BMO Harris)

2 branches in Torrance

FDIC BankFind lists 2 full-service offices of "BMO Bank National Association" (CERT 16571) in Torrance, California.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

BMO (Bank of Montreal US / BMO Harris) · 7 on file

BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Boost Secured Credit Card

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Business Platinum Credit Card

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

BusinessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Business Platinum Rewards Mastercard

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Citibank / Citigroup

2 branches in Torrance

FDIC BankFind lists 2 full-service offices of "Citibank, National Association" (CERT 7213) in Torrance, California.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Citibank / Citigroup · 26 on file

Citibank / CitigroupMastercard

AAdvantage® MileUp® Card

Mastercard issued by Citibank / Citigroup.

AirlineNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Citibank / CitigroupVisa

AT&T Points Plus® Card from Citi

Visa card issued by Citibank / Citigroup.

EV ChargingNo FX Fee
Annual feeNot confirmed
Top earn rate3xgas and EV charging stations
Citibank / CitigroupCard

Bloomingdale's Credit Cards

Credit card issued by Citibank / Citigroup.

Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Communityamerica Federal Credit Union

2 branches in Torrance

NCUA's 2026-06 call-report branch file lists 2 offices with member services of "COMMUNITYAMERICA" (charter 15732) in Torrance, California.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Communityamerica Federal Credit Union · 1 on file

Regional network

Fifth Third Bank

2 branches in Torrance

FDIC BankFind lists 2 full-service offices of "Fifth Third Bank, National Association" (CERT 6672) in Torrance, California.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Fifth Third Bank · 14 on file

Fifth Third BankCard

Cash Rewards Credit Card

Credit card issued by Fifth Third Bank.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Fifth Third BankMastercard

Fifth Third 1.67% Cash/Back Card

Mastercard issued by Fifth Third Bank.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Fifth Third BankMastercard

Fifth Third 1% Cash/Back Card

Mastercard issued by Fifth Third Bank.

Cash BackNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Kinecta Federal Credit Union

2 branches in Torrance

NCUA's 2026-06 call-report branch file lists 2 offices with member services of "KINECTA" (charter 4142) in Torrance, California.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Kinecta Federal Credit Union · 1 on file

Kinecta Federal Credit UnionCard

MyPro Business Credit Card

Credit card issued by Kinecta Federal Credit Union.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

First Citizens Bank

1 branch in Torrance

FDIC BankFind lists 1 full-service office of "First-Citizens Bank & Trust Company" (CERT 11063) in Torrance, California.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

First Citizens Bank · 9 on file

First Citizens BankVisa

Cash Rewards Business Credit Card

Get $100 cash back when you spend $3,000 in the first 90 days.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
First Citizens BankCard

Cash Rewards Credit Card

Credit card issued by First Citizens Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
Regional network

SchoolsFirst Federal Credit Union

1 branch in Torrance

NCUA's 2026-06 call-report branch file lists 1 office with member services of "SCHOOLSFIRST" (charter 24212) in Torrance, California.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

SchoolsFirst Federal Credit Union · 4 on file

SchoolsFirst Federal Credit UnionMastercard

Inspire Mastercard

Mastercard issued by SchoolsFirst Federal Credit Union.

Credit BuildingLow Interest
Annual fee$0per year
Top earn rateNot confirmed
SchoolsFirst Federal Credit UnionMastercard

Rewards Mastercard

Mastercard issued by SchoolsFirst Federal Credit Union.

No FX FeePoints
Annual feeNot confirmed
Top earn rate1.5xOther
SchoolsFirst Federal Credit UnionMastercard

School Employee Mastercard

Mastercard issued by SchoolsFirst Federal Credit Union.

Cash BackLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Wescom Central Credit Union

1 branch in Torrance

NCUA's 2026-06 call-report branch file lists 1 office with member services of "WESCOM CENTRAL" (charter 66703) in Torrance, California.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Wescom Central Credit Union · 3 on file

Wescom Central Credit UnionVisa

Bruin Edge Visa

Make $2,500 in purchases with your new card within the first three months of account opening and you’ll earn 50,000 bonus points — enough for $500 worth of rewards, including cash back, experiences, and more!

Balance TransferWelcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
Wescom Central Credit UnionVisa

MyRewards Visa

One-Time $100 Cash Back Bonus Earn 10,000 bonus points (a $100 value) when you spend $2,500 within first 3 months

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate1.5%Other
Wescom Central Credit UnionVisa

Wescom Active Visa

Visa card issued by Wescom Central Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Beyond the branches

More cards for California

Credit cards in California →The full United States catalogue →

Questions

Torrance: the short answers

Which card issuers have branches in Torrance?

Regional issuers in our catalogue with branches in Torrance, with their branch count: BMO (Bank of Montreal US / BMO Harris) (2), Citibank / Citigroup (2), Communityamerica Federal Credit Union (2), Fifth Third Bank (2), Kinecta Federal Credit Union (2), First Citizens Bank (1), SchoolsFirst Federal Credit Union (1), Wescom Central Credit Union (1). A branch is where an issuer is, not a limit on who may apply; each issuer's own page says who can. (Source: FDIC BankFind; NCUA call report.)