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City · California

Credit cards in Sacramento

The card issuers in our catalogue with branches in Sacramento, California, as the FDIC and NCUA registers list them, and their cards. A branch here is not a limit on who may apply: many of these cards are open nationwide, and the issuer's own page says who can.

*every branch count on this page is from a regulator's register, with the date we read it.

6
issuers with branches here
53
of their cards on file
6 regional networks

Card issuers with branches in Sacramento

Where these issuers have branches, as the regulator's register lists them, with the date we read it. A branch here is not a limit on who may apply — many of these cards are open nationwide — and having no branch here does not rule a card out. The issuer's own page says who can apply. "Regional" means a branch network in at most half the country.

Regional network

Golden 1 Credit Union

15 branches in Sacramento

NCUA's 2026-06 call-report branch file lists 15 offices with member services of "THE GOLDEN 1" (charter 61650) in Sacramento, California.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Golden 1 Credit Union · 4 on file

Golden 1 Credit UnionVisa

Member Cash Rewards+ (Signature)

Visa card issued by Golden 1 Credit Union.

Cash BackDining
Annual feeNot confirmed
Top earn rateNot confirmed
Golden 1 Credit UnionVisa

Member First

Visa card issued by Golden 1 Credit Union.

Credit BuildingSecured
Annual feeNot confirmed
Top earn rateNot confirmed
Golden 1 Credit UnionVisa

Member Rate Advantage

Visa card issued by Golden 1 Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

SchoolsFirst Federal Credit Union

5 branches in Sacramento

NCUA's 2026-06 call-report branch file lists 5 offices with member services of "SCHOOLSFIRST" (charter 24212) in Sacramento, California.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

SchoolsFirst Federal Credit Union · 4 on file

SchoolsFirst Federal Credit UnionMastercard

Inspire Mastercard

Mastercard issued by SchoolsFirst Federal Credit Union.

Credit BuildingLow Interest
Annual fee$0per year
Top earn rateNot confirmed
SchoolsFirst Federal Credit UnionMastercard

Rewards Mastercard

Mastercard issued by SchoolsFirst Federal Credit Union.

No FX FeePoints
Annual feeNot confirmed
Top earn rate1.5xOther
SchoolsFirst Federal Credit UnionMastercard

School Employee Mastercard

Mastercard issued by SchoolsFirst Federal Credit Union.

Cash BackLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

BMO (Bank of Montreal US / BMO Harris)

4 branches in Sacramento

FDIC BankFind lists 4 full-service offices of "BMO Bank National Association" (CERT 16571) in Sacramento, California.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

BMO (Bank of Montreal US / BMO Harris) · 7 on file

BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Boost Secured Credit Card

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Business Platinum Credit Card

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

BusinessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Business Platinum Rewards Mastercard

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Citibank / Citigroup

3 branches in Sacramento

FDIC BankFind lists 3 full-service offices of "Citibank, National Association" (CERT 7213) in Sacramento, California.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Citibank / Citigroup · 26 on file

Citibank / CitigroupMastercard

AAdvantage® MileUp® Card

Mastercard issued by Citibank / Citigroup.

AirlineNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Citibank / CitigroupVisa

AT&T Points Plus® Card from Citi

Visa card issued by Citibank / Citigroup.

EV ChargingNo FX Fee
Annual feeNot confirmed
Top earn rate3xgas and EV charging stations
Citibank / CitigroupCard

Bloomingdale's Credit Cards

Credit card issued by Citibank / Citigroup.

Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

First Citizens Bank

1 branch in Sacramento

FDIC BankFind lists 1 full-service office of "First-Citizens Bank & Trust Company" (CERT 11063) in Sacramento, California.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

First Citizens Bank · 9 on file

First Citizens BankVisa

Cash Rewards Business Credit Card

Get $100 cash back when you spend $3,000 in the first 90 days.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
First Citizens BankCard

Cash Rewards Credit Card

Credit card issued by First Citizens Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
Regional network

Patelco Credit Union

1 branch in Sacramento

NCUA's 2026-06 call-report branch file lists 1 office with member services of "PATELCO" (charter 68579) in Sacramento, California.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Patelco Credit Union · 3 on file

Patelco Credit UnionMastercard

Points Rewards World Mastercard Credit Card

Get 20,000 extra points – worth $200 – when you spend $1,500 in the first 3 months of opening your card.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rate2xGas & Fuel
Patelco Credit UnionMastercard

Pure Secured Mastercard Credit Card

Mastercard issued by Patelco Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Beyond the branches

More cards for California

Credit cards in California →The full United States catalogue →

Questions

Sacramento: the short answers

Which card issuers have branches in Sacramento?

Regional issuers in our catalogue with branches in Sacramento, with their branch count: Golden 1 Credit Union (15), SchoolsFirst Federal Credit Union (5), BMO (Bank of Montreal US / BMO Harris) (4), Citibank / Citigroup (3), First Citizens Bank (1), Patelco Credit Union (1). A branch is where an issuer is, not a limit on who may apply; each issuer's own page says who can. (Source: NCUA call report; FDIC BankFind.)