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City · California

Credit cards in Irvine

The card issuers in our catalogue with branches in Irvine, California, as the FDIC and NCUA registers list them, and their cards. A branch here is not a limit on who may apply: many of these cards are open nationwide, and the issuer's own page says who can.

*every branch count on this page is from a regulator's register, with the date we read it.

6
issuers with branches here
51
of their cards on file
6 regional networks

Card issuers with branches in Irvine

Where these issuers have branches, as the regulator's register lists them, with the date we read it. A branch here is not a limit on who may apply — many of these cards are open nationwide — and having no branch here does not rule a card out. The issuer's own page says who can apply. "Regional" means a branch network in at most half the country.

Regional network

BMO (Bank of Montreal US / BMO Harris)

2 branches in Irvine

FDIC BankFind lists 2 full-service offices of "BMO Bank National Association" (CERT 16571) in Irvine, California.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

BMO (Bank of Montreal US / BMO Harris) · 7 on file

BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Boost Secured Credit Card

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Business Platinum Credit Card

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

BusinessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Business Platinum Rewards Mastercard

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Citibank / Citigroup

2 branches in Irvine

FDIC BankFind lists 2 full-service offices of "Citibank, National Association" (CERT 7213) in Irvine, California.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Citibank / Citigroup · 26 on file

Citibank / CitigroupMastercard

AAdvantage® MileUp® Card

Mastercard issued by Citibank / Citigroup.

AirlineNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Citibank / CitigroupVisa

AT&T Points Plus® Card from Citi

Visa card issued by Citibank / Citigroup.

EV ChargingNo FX Fee
Annual feeNot confirmed
Top earn rate3xgas and EV charging stations
Citibank / CitigroupCard

Bloomingdale's Credit Cards

Credit card issued by Citibank / Citigroup.

Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

SchoolsFirst Federal Credit Union

2 branches in Irvine

NCUA's 2026-06 call-report branch file lists 2 offices with member services of "SCHOOLSFIRST" (charter 24212) in Irvine, California.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

SchoolsFirst Federal Credit Union · 4 on file

SchoolsFirst Federal Credit UnionMastercard

Inspire Mastercard

Mastercard issued by SchoolsFirst Federal Credit Union.

Credit BuildingLow Interest
Annual fee$0per year
Top earn rateNot confirmed
SchoolsFirst Federal Credit UnionMastercard

Rewards Mastercard

Mastercard issued by SchoolsFirst Federal Credit Union.

No FX FeePoints
Annual feeNot confirmed
Top earn rate1.5xOther
SchoolsFirst Federal Credit UnionMastercard

School Employee Mastercard

Mastercard issued by SchoolsFirst Federal Credit Union.

Cash BackLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

First Citizens Bank

1 branch in Irvine

FDIC BankFind lists 1 full-service office of "First-Citizens Bank & Trust Company" (CERT 11063) in Irvine, California.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

First Citizens Bank · 9 on file

First Citizens BankVisa

Cash Rewards Business Credit Card

Get $100 cash back when you spend $3,000 in the first 90 days.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
First Citizens BankCard

Cash Rewards Credit Card

Credit card issued by First Citizens Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
Regional network

HSBC Bank USA

1 branch in Irvine

FDIC BankFind lists 1 full-service office of "HSBC Bank USA, National Association" (CERT 57890) in Irvine, California.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

HSBC Bank USA · 2 on file

HSBC Bank USAMastercard

HSBC Premier World Mastercard

Mastercard issued by HSBC Bank USA.

No FX FeeRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Wescom Central Credit Union

1 branch in Irvine

NCUA's 2026-06 call-report branch file lists 1 office with member services of "WESCOM CENTRAL" (charter 66703) in Irvine, California.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Wescom Central Credit Union · 3 on file

Wescom Central Credit UnionVisa

Bruin Edge Visa

Make $2,500 in purchases with your new card within the first three months of account opening and you’ll earn 50,000 bonus points — enough for $500 worth of rewards, including cash back, experiences, and more!

Balance TransferWelcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
Wescom Central Credit UnionVisa

MyRewards Visa

One-Time $100 Cash Back Bonus Earn 10,000 bonus points (a $100 value) when you spend $2,500 within first 3 months

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate1.5%Other
Wescom Central Credit UnionVisa

Wescom Active Visa

Visa card issued by Wescom Central Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Beyond the branches

More cards for California

Credit cards in California →The full United States catalogue →

Questions

Irvine: the short answers

Which card issuers have branches in Irvine?

Regional issuers in our catalogue with branches in Irvine, with their branch count: BMO (Bank of Montreal US / BMO Harris) (2), Citibank / Citigroup (2), SchoolsFirst Federal Credit Union (2), First Citizens Bank (1), HSBC Bank USA (1), Wescom Central Credit Union (1). A branch is where an issuer is, not a limit on who may apply; each issuer's own page says who can. (Source: FDIC BankFind; NCUA call report.)