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★ THE HONEST NUMBER ON EVERY CARD117 CARDS TRACKEDNO BIAS · NO SIGNUP
File Nº 01 — Portugal Cards

The honest number on every Portugal credit card.

Every card we hold for Portugal — fee, network, and welcome offer, with no marketing copy and no pay-to-rank. Where a figure has never been recorded, we leave it blank rather than guess it.

*figures come from issuers’ own terms and regulators’ published documents. Each card's review page marks which of its figures a document states — and marks the rest Not yet checked, or Not published where we checked, or Issuer restricts access.

117
Portugal cards tracked
15
categories filed
The ledger

All credit cards in Portugal

Showing 21 of 117
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Filtering on fee uses the figure on record. A card with no fee on record shows a blank on its tile, not a price.
Novo Banco№ 97

DECO / PROTESTE

Credit card issued by Novo Banco.

Annual feeNot confirmed
Top earn rateNot confirmed
Novo Banco№ 98

DECO / PROTESTE BASE

Credit card issued by Novo Banco.

Annual feeNot confirmed
Top earn rateNot confirmed
Bankinter Consumer Finance (bankintercard)№ 99

FC Porto bankintercard

Visa card issued by Bankinter Consumer Finance (bankintercard).

No Annual Fee
Annual fee€0per year
Top earn rateNot confirmed
Millennium bcp (Banco Comercial Português)№ 100

GO!

Visa card issued by Millennium bcp (Banco Comercial Português).

Student
Annual feeNot confirmed
Top earn rateNot confirmed
Millennium bcp (Banco Comercial Português)№ 101

Gold Prestige

Visa card issued by Millennium bcp (Banco Comercial Português).

PremiumPoints
Annual fee€31,20per year
Top earn rateNot confirmed
Caixa Geral de Depósitos (CGD)№ 102

Miles & More Classic

Mastercard issued by Caixa Geral de Depósitos (CGD).

AirlineRewards
Annual fee€25per year
Top earn rateNot confirmed
Caixa Geral de Depósitos (CGD)№ 103

Miles & More Gold

Mastercard issued by Caixa Geral de Depósitos (CGD).

AirlinePremium
Annual fee€60per year
Top earn rateNot confirmed
Millennium bcp (Banco Comercial Português)№ 104

Platinum

Visa card issued by Millennium bcp (Banco Comercial Português).

TravelPremium
Annual fee€83,20per year
Top earn rateNot confirmed
Millennium bcp (Banco Comercial Português)№ 105

Platinum Private Banking

Visa card issued by Millennium bcp (Banco Comercial Português).

Lounge AccessPremium
Annual fee€78per year
Top earn rateNot confirmed
Millennium bcp (Banco Comercial Português)№ 106

Silver Empresas

Visa card issued by Millennium bcp (Banco Comercial Português).

Business
Annual fee€31,20per year
Top earn rateNot confirmed
Millennium bcp (Banco Comercial Português)№ 107

TAP Business

Credit card issued by Millennium bcp (Banco Comercial Português).

BusinessAirline
Annual fee€88,40per year
Top earn rateNot confirmed
Millennium bcp (Banco Comercial Português)№ 108

TAP Classic

Visa card issued by Millennium bcp (Banco Comercial Português).

Airline
Annual fee€41,60per year
Top earn rateNot confirmed
Millennium bcp (Banco Comercial Português)№ 109

TAP Gold

Visa card issued by Millennium bcp (Banco Comercial Português).

Airline
Annual fee€83,20per year
Top earn rateNot confirmed
Millennium bcp (Banco Comercial Português)№ 110

TAP Platinum

Visa card issued by Millennium bcp (Banco Comercial Português).

AirlinePremium
Annual fee€312per year
Top earn rateNot confirmed
Millennium bcp (Banco Comercial Português)№ 111

Travel Mate Platinum

Credit card issued by Millennium bcp (Banco Comercial Português).

Premium
Annual fee€83,20per year
Top earn rateNot confirmed
UNIBANCO№ 112

VISA Business

Visa card issued by UNIBANCO.

Business
Annual fee€27,35per year
Top earn rateNot confirmed
UNIBANCO№ 113

VISA Business Gold

Visa card issued by UNIBANCO.

Business
Annual fee€86,06per year
Top earn rateNot confirmed
UNIBANCO№ 114

VISA Business Silver

Visa card issued by UNIBANCO.

Business
Annual fee€53,56per year
Top earn rateNot confirmed
Bankinter Consumer Finance (bankintercard)№ 115

Vodafone bankintercard

Visa card issued by Bankinter Consumer Finance (bankintercard).

Annual feeNot confirmed
Top earn rateNot confirmed
WiZink Bank, Sucursal em Portugal№ 116

WiZink Flex

Visa card issued by WiZink Bank, Sucursal em Portugal.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
WiZink Bank, Sucursal em Portugal№ 117

WiZink Rewards

Visa card issued by WiZink Bank, Sucursal em Portugal.

PointsRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

How many credit cards does PointsExplained track in Portugal?

We currently track 117 credit cards in Portugal, covering every major bank and issuer. Each card records the issuer's published fee, network, category, and welcome offer where we hold one.

What is the best credit card in Portugal?

The best card depends on your spending. For travel, look for accelerated earn on travel and dining. For everyday value, a card with broad earn and no yearly cost is ideal. Use the category chips and filters above to narrow 117 cards to your wallet.

How do I compare credit cards on this page?

Filter by network (Visa, Mastercard, Amex) and annual fee, then open any card for the full review. To put two or three cards head to head, use the Compare tool, which lays them out side by side on a single ledger.

Why do some cards show a blank annual fee?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed — so a zero on its own cannot be told apart from a field nobody filled in, and printing “€0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads “Not confirmed”, and the issuer's own page is the place to check before you apply.

How do I know which of a card's details have been checked?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.