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City · California

Credit cards in Santa Monica

The card issuers in our catalogue with branches in Santa Monica, California, as the FDIC and NCUA registers list them, and their cards. A branch here is not a limit on who may apply: many of these cards are open nationwide, and the issuer's own page says who can.

*every branch count on this page is from a regulator's register, with the date we read it.

5
issuers with branches here
57
of their cards on file
5 regional networks

Card issuers with branches in Santa Monica

Where these issuers have branches, as the regulator's register lists them, with the date we read it. A branch here is not a limit on who may apply — many of these cards are open nationwide — and having no branch here does not rule a card out. The issuer's own page says who can apply. "Regional" means a branch network in at most half the country.

Regional network

Citibank / Citigroup

2 branches in Santa Monica

FDIC BankFind lists 2 full-service offices of "Citibank, National Association" (CERT 7213) in Santa Monica, California.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Citibank / Citigroup · 26 on file

Citibank / CitigroupMastercard

AAdvantage® MileUp® Card

Mastercard issued by Citibank / Citigroup.

AirlineNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Citibank / CitigroupVisa

AT&T Points Plus® Card from Citi

Visa card issued by Citibank / Citigroup.

EV ChargingNo FX Fee
Annual feeNot confirmed
Top earn rate3xgas and EV charging stations
Citibank / CitigroupCard

Bloomingdale's Credit Cards

Credit card issued by Citibank / Citigroup.

Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

BMO (Bank of Montreal US / BMO Harris)

1 branch in Santa Monica

FDIC BankFind lists 1 full-service office of "BMO Bank National Association" (CERT 16571) in Santa Monica, California.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

BMO (Bank of Montreal US / BMO Harris) · 7 on file

BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Boost Secured Credit Card

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Business Platinum Credit Card

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

BusinessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Business Platinum Rewards Mastercard

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Fifth Third Bank

1 branch in Santa Monica

FDIC BankFind lists 1 full-service office of "Fifth Third Bank, National Association" (CERT 6672) in Santa Monica, California.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Fifth Third Bank · 14 on file

Fifth Third BankCard

Cash Rewards Credit Card

Credit card issued by Fifth Third Bank.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Fifth Third BankMastercard

Fifth Third 1.67% Cash/Back Card

Mastercard issued by Fifth Third Bank.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Fifth Third BankMastercard

Fifth Third 1% Cash/Back Card

Mastercard issued by Fifth Third Bank.

Cash BackNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

First Citizens Bank

1 branch in Santa Monica

FDIC BankFind lists 1 full-service office of "First-Citizens Bank & Trust Company" (CERT 11063) in Santa Monica, California.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

First Citizens Bank · 9 on file

First Citizens BankVisa

Cash Rewards Business Credit Card

Get $100 cash back when you spend $3,000 in the first 90 days.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
First Citizens BankCard

Cash Rewards Credit Card

Credit card issued by First Citizens Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
Regional network

Kinecta Federal Credit Union

1 branch in Santa Monica

NCUA's 2026-06 call-report branch file lists 1 office with member services of "KINECTA" (charter 4142) in Santa Monica, California.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Kinecta Federal Credit Union · 1 on file

Kinecta Federal Credit UnionCard

MyPro Business Credit Card

Credit card issued by Kinecta Federal Credit Union.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Beyond the branches

More cards for California

Credit cards in California →The full United States catalogue →

Questions

Santa Monica: the short answers

Which card issuers have branches in Santa Monica?

Regional issuers in our catalogue with branches in Santa Monica, with their branch count: Citibank / Citigroup (2), BMO (Bank of Montreal US / BMO Harris) (1), Fifth Third Bank (1), First Citizens Bank (1), Kinecta Federal Credit Union (1). A branch is where an issuer is, not a limit on who may apply; each issuer's own page says who can. (Source: FDIC BankFind; NCUA call report.)