BMO (Bank of Montreal US / BMO Harris)Mastercard
BMO Boost Secured Credit Card
Mastercard issued by BMO (Bank of Montreal US / BMO Harris).
Secured
Annual feeNot confirmed
Top earn rateNot confirmed
City · California
Credit cards in San Jose
The card issuers in our catalogue with branches in San Jose, California, as the FDIC and NCUA registers list them, and their cards. A branch here is not a limit on who may apply: many of these cards are open nationwide, and the issuer's own page says who can.
*every branch count on this page is from a regulator's register, with the date we read it.
- 8
- issuers with branches here
- 67
- of their cards on file
8 regional networks
Card issuers with branches in San Jose
Where these issuers have branches, as the regulator's register lists them, with the date we read it. A branch here is not a limit on who may apply — many of these cards are open nationwide — and having no branch here does not rule a card out. The issuer's own page says who can apply. "Regional" means a branch network in at most half the country.
Regional network
BMO (Bank of Montreal US / BMO Harris)
10 branches in San Jose
FDIC BankFind lists 10 full-service offices of "BMO Bank National Association" (CERT 16571) in San Jose, California.
Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026
BMO (Bank of Montreal US / BMO Harris) · 7 on file
BMO (Bank of Montreal US / BMO Harris)Mastercard
BMO Business Platinum Credit Card
Mastercard issued by BMO (Bank of Montreal US / BMO Harris).
BusinessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)Mastercard
BMO Business Platinum Rewards Mastercard
Mastercard issued by BMO (Bank of Montreal US / BMO Harris).
BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network
Citibank / Citigroup
9 branches in San Jose
FDIC BankFind lists 9 full-service offices of "Citibank, National Association" (CERT 7213) in San Jose, California.
Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026
Citibank / Citigroup · 26 on file
Citibank / CitigroupMastercard
AAdvantage® MileUp® Card
Mastercard issued by Citibank / Citigroup.
AirlineNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Citibank / CitigroupVisa
AT&T Points Plus® Card from Citi
Visa card issued by Citibank / Citigroup.
EV ChargingNo FX Fee
Annual feeNot confirmed
Top earn rate3xgas and EV charging stations
Citibank / CitigroupCard
Bloomingdale's Credit Cards
Credit card issued by Citibank / Citigroup.
Annual feeNot confirmed
Top earn rateNot confirmed
- Citi / AAdvantage Executive World Legend Mastercard
- Citi Double Cash® Card
- Citi Simplicity® Card
- Citi Strata Elite℠ Card
- Citi Strata Premier® Card
- Citi Strata℠ Card
- Citi® / AAdvantage Business™ World Elite Mastercard®
- Citi® / AAdvantage® Globe™ Mastercard®
- Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
- Citi® Diamond Preferred® Card
- Citi® Secured Mastercard®
- Costco Anywhere Visa® Business Card by Citi
- Costco Anywhere Visa® Card by Citi
- Dillard's Credit Cards
- Exxon Mobil Smart Card+™ Credit Card
- Goodyear Credit Card
- Home Depot Pro Xtra Credit Card
- L.L.Bean® Mastercard®
- Macy's Credit Cards
- My Best Buy® Credit Cards
- The Home Depot® Consumer Credit Card
- TSC Store Card & TSC® Visa® Card (Tractor Supply)
- Wayfair Credit Cards
Regional network
Fifth Third Bank
5 branches in San Jose
FDIC BankFind lists 5 full-service offices of "Fifth Third Bank, National Association" (CERT 6672) in San Jose, California.
Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026
Fifth Third Bank · 14 on file
Fifth Third BankCard
Cash Rewards Credit Card
Credit card issued by Fifth Third Bank.
Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Fifth Third BankMastercard
Fifth Third 1.67% Cash/Back Card
Mastercard issued by Fifth Third Bank.
Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Fifth Third BankMastercard
Fifth Third 1% Cash/Back Card
Mastercard issued by Fifth Third Bank.
Cash BackNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
- Fifth Third Business Rewards Credit Card
- Fifth Third Commercial Card
- Fifth Third Preferred Card (opened on or before 10/6/2016)
- Fifth Third Preferred Cash/Back Card
- Fifth Third Private Bank Credit Card
- Fifth Third Secured Credit Card
- Fifth Third Simply Business Card
- Real Life Rewards Credit Card
- Stand Up To Cancer Credit Card
- TRIO Credit Card
- Truly Simple Credit Card
Regional network
Mirastar Federal Credit Union
5 branches in San Jose
NCUA's 2026-06 call-report branch file lists 5 offices with member services of "MIRASTAR" (charter 24299) in San Jose, California.
Source: NCUA call report (ncua.gov) · read Oct 7, 2026
Mirastar Federal Credit Union · 1 on file
Mirastar Federal Credit UnionVisa
Mirastar Visa Platinum
Visa card issued by Mirastar Federal Credit Union.
Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network
Patelco Credit Union
2 branches in San Jose
NCUA's 2026-06 call-report branch file lists 2 offices with member services of "PATELCO" (charter 68579) in San Jose, California.
Source: NCUA call report (ncua.gov) · read Oct 7, 2026
Patelco Credit Union · 3 on file
Patelco Credit UnionMastercard
Points Rewards World Mastercard Credit Card
Get 20,000 extra points – worth $200 – when you spend $1,500 in the first 3 months of opening your card.
Low InterestNo Annual Fee
Annual fee$0per year
Top earn rate2xGas & Fuel
Patelco Credit UnionMastercard
Progress Student Rewards Mastercard Credit Card
Mastercard issued by Patelco Credit Union.
Low InterestNo Annual Fee
Annual fee$0per year
Top earn rate2xGroceries
Patelco Credit UnionMastercard
Pure Secured Mastercard Credit Card
Mastercard issued by Patelco Credit Union.
Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network
Star One Credit Union
2 branches in San Jose
NCUA's 2026-06 call-report branch file lists 2 offices with member services of "STAR ONE" (charter 68465) in San Jose, California.
Source: NCUA call report (ncua.gov) · read Oct 7, 2026
Star One Credit Union · 3 on file
Star One Credit UnionVisa
Visa Platinum
Visa card issued by Star One Credit Union.
Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Star One Credit UnionVisa
Visa Platinum Rewards
Visa card issued by Star One Credit Union.
Low InterestPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Star One Credit UnionVisa
Visa Signature
Visa card issued by Star One Credit Union.
Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network
First Citizens Bank
1 branch in San Jose
FDIC BankFind lists 1 full-service office of "First-Citizens Bank & Trust Company" (CERT 11063) in San Jose, California.
Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026
First Citizens Bank · 9 on file
First Citizens BankVisa
Cash Rewards Business Credit Card
Get $100 cash back when you spend $3,000 in the first 90 days.
BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
First Citizens BankCard
Cash Rewards Credit Card
Credit card issued by First Citizens Bank.
Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
First Citizens BankVisa
Low-Interest Business Credit Card
Visa card issued by First Citizens Bank.
Business
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network
Golden 1 Credit Union
1 branch in San Jose
NCUA's 2026-06 call-report branch file lists 1 office with member services of "THE GOLDEN 1" (charter 61650) in San Jose, California.
Source: NCUA call report (ncua.gov) · read Oct 7, 2026
Golden 1 Credit Union · 4 on file
Golden 1 Credit UnionVisa
Member Cash Rewards+ (Signature)
Visa card issued by Golden 1 Credit Union.
Cash BackDining
Annual feeNot confirmed
Top earn rateNot confirmed
Golden 1 Credit UnionVisa
Member First
Visa card issued by Golden 1 Credit Union.
Credit BuildingSecured
Annual feeNot confirmed
Top earn rateNot confirmed
Golden 1 Credit UnionVisa
Member Rate Advantage
Visa card issued by Golden 1 Credit Union.
Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Beyond the branches
More cards for California
Credit cards in California →The full United States catalogue →
Questions
San Jose: the short answers
Which card issuers have branches in San Jose?
Regional issuers in our catalogue with branches in San Jose, with their branch count: BMO (Bank of Montreal US / BMO Harris) (10), Citibank / Citigroup (9), Fifth Third Bank (5), Mirastar Federal Credit Union (5), Patelco Credit Union (2), Star One Credit Union (2), First Citizens Bank (1), Golden 1 Credit Union (1). A branch is where an issuer is, not a limit on who may apply; each issuer's own page says who can. (Source: FDIC BankFind; NCUA call report.)