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Province · CA-QC

Credit cards in Quebec

Every card we hold for Canada that our records do not limit to another part of the country, with cards limited to Quebec and issuers our Quebec research names listed first.

*every note about Quebec on this page quotes the page it came from, with the date we read it.

A French (fr-CA) edition of this page is in preparation.
256
cards in the Canada catalogue not limited elsewhere
2
sourced notes
Quebec, sourced

What is different about Quebec

Each note is taken from the page shown under it. Rules change, so the date we read the page is printed beside it.

Law & rules

Quebec's Consumer Protection Act prohibits merchants from charging a fee for paying by debit or credit card

“A merchant cannot charge fees when you use a debit or credit card to pay for a purchase.”
“Notifying you verbally or displaying a sign to that effect does not entitle the merchant to charge such fees.”
Named in the notes

Issuers our Quebec notes name

An issuer is marked regional only where the line quoted from its source ties who may join, or where it operates, to Quebec. Being based or big here is not that: an issuer named for its headquarters or size may lend nationwide, and its own page states who can apply.

Desjardins Group is Canada's largest financial cooperative

“The largest cooperative financial group in Canada.”
“1,260 ATMs – the largest network in Quebec”

Desjardins · 14 on file · no regional limit quoted

DesjardinsMastercard

Cash Back Mastercard

Mastercard issued by Desjardins.

Cash BackNo Annual Fee
Annual feeC$0per year
Top earn rateNot confirmed
DesjardinsVisa

Cash Back Visa

Visa card issued by Desjardins.

Cash BackNo Annual Fee
Annual feeC$0per year
Top earn rateNot confirmed
DesjardinsVisa

Odyssey Gold Visa

Visa card issued by Desjardins.

PremiumRewards
Annual feeC$110per year
Top earn rateNot confirmed
DesjardinsMastercard

Odyssey World Elite Mastercard

Mastercard issued by Desjardins.

DiningEntertainment
Annual feeC$130per year
Top earn rateNot confirmed
DesjardinsVisa

Visa Corporate

Visa card issued by Desjardins.

BusinessTravel Insurance
Annual feeC$20per year
Top earn rateNot confirmed
DesjardinsVisa

Visa Purchasing

Visa card issued by Desjardins.

Business
Annual feeC$20per year
Top earn rateNot confirmed
DesjardinsVisa

Bonus Visa

Visa card issued by Desjardins.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
DesjardinsVisa

Flexi Visa

Visa card issued by Desjardins.

Low InterestTravel Insurance
Annual feeNot confirmed
Top earn rateNot confirmed
DesjardinsVisa

Visa Business

Visa card issued by Desjardins.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
DesjardinsVisa

Visa Business Advantage

Visa card issued by Desjardins.

BusinessRewards
Annual feeNot confirmed
Top earn rateNot confirmed
DesjardinsVisa

Visa US Business

Visa card issued by Desjardins.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
The ledger

Other cards in Canada

Showing 24 of 242
Listed fullest record first — fee, earn rate, welcome offer and annual-fee check on file — not by merit. A blank on a tile is a figure we do not hold.
MBNA CanadaMastercard

Amazon.ca Rewards Mastercard®

Get 5% back at Amazon.ca, Whole Foods Market stores in Canada, grocery stores and restaurants! Valid for the first 6 months, on your first $3,000 in eligible purchases†

DiningNo Annual Fee
Annual feeC$0per year
Top earn rateNot confirmed
ATB FinancialMastercard

ATB Gold Cash Rewards Mastercard

Welcome bonus | Special offer Upon approval, you’ll receive 5% cash back rewards for first 3 months up to $2,000 in spend.

Cash BackRewards
Annual feeC$0per year
Top earn rateNot confirmed
BMOMastercard

BMO CashBack Business Mastercard

Get 10% cash back on gas, office supplies and cellphone and internet bill payments for 3 months!** Plus, get a 0.00% introductory interest rate on balance transfers for 9 months with a 3% transfer fee.∆

BusinessCash Back
Annual feeC$0per year
Top earn rateNot confirmed
Collabria Financial Services Inc.Mastercard

Cash Back Mastercard®

Mastercard issued by Collabria Financial Services Inc..

Cash BackNo Annual Fee
Annual feeC$0per year
Top earn rate1xGas & Fuel
Collabria Financial Services Inc.Visa

Cash Back Visa Infinite* Card

Visa card issued by Collabria Financial Services Inc..

Cash BackPremium
Annual feeC$120per year
Top earn rate4xGroceries
Collabria Financial Services Inc.Visa

Cash Back Visa* Card

Visa card issued by Collabria Financial Services Inc..

Cash BackNo Annual Fee
Annual feeC$0per year
Top earn rate1xGas & Fuel
Collabria Financial Services Inc.Mastercard

Cash Back World Elite® Mastercard

Mastercard issued by Collabria Financial Services Inc..

Cash Back
Annual feeC$120per year
Top earn rate4xGroceries
Collabria Financial Services Inc.Mastercard

Centra Gold Mastercard®

Mastercard issued by Collabria Financial Services Inc..

Low Interest
Annual feeC$50per year
Top earn rate1xTwo independent reads agree · not quoted verbatimOther
Collabria Financial Services Inc.Visa

Centra Visa* Gold Card

Visa card issued by Collabria Financial Services Inc..

Low Interest
Annual feeC$50per year
Top earn rate1xTwo independent reads agree · not quoted verbatimOther
CIBCVisa

CIBC Aventura Visa Card

Visa card issued by CIBC.

Gas & FuelGroceries
Annual feeC$0per year
Top earn rate1xDrugstores
CIBCVisa

CIBC Select Visa Card

Transfer your credit card balance and get 0% interest for up to 10 months with a 1% transfer fee

Low Interest
Annual feeC$29per year
Top earn rateNot confirmed
Laurentian BankVisa

Laurentian Bank Visa Infinite

Visa card issued by Laurentian Bank.

TravelPremium
Annual feeC$130per year
Top earn rate2xGas & Fuel
Manulife BankVisa

Manulife Bank Visa Platinum

Get a 1.99% introductory rate for the first 6 months on balance transfers.

DiningEntertainment
Annual feeC$0per year
Top earn rateNot confirmed
MBNA CanadaMastercard

MBNA Smart Cash World Mastercard®

Welcome offer: Earn 5% Cash Back on eligible gas and groceries purchases for the first 6 months†† ($500 monthly spend cap)

Cash BackGas & Fuel
Annual feeC$39per year
Top earn rateNot confirmed
MBNA CanadaMastercard

MBNA True Line® Mastercard®

Welcome offer: You could get a 0% promotional annual interest rate (“AIR”)† for 12 months on balance transfers✪ completed within 90 days of account opening.

Balance TransferLow Interest
Annual feeC$0per year
Top earn rateNot confirmed
National Bank of CanadaMastercard

mycredit Mastercard

Mastercard issued by National Bank of Canada.

Bills & UtilitiesCash Back
Annual feeC$0per year
Top earn rate1%Dining
ScotiabankVisa

Scotia Momentum® Visa* Card

Get a 0.99% introductory interest rate on balance transfers for the first 9 months (2% fee per cash advance; 22.99% after that; annual fee $49).

Cash BackDining
Annual feeC$49per year
Top earn rateNot confirmed
TD Bank GroupVisa

TD Low Rate Visa Card

Get a 0% promotional interest rate on Purchases for the first 6 months+ from Account opening and receive an Annual Fee rebate for the first year¶. Conditions Apply.

Low Interest0% Intro Purchases
Annual feeC$25per year
Top earn rateNot confirmed
TD Bank GroupVisa

TD Rewards Visa Card

Earn 15,152 TD Rewards Points+ (a value of $50 on Amazon.ca13) when you spend $500 within 90 days of Account opening+. Conditions apply.

No Annual FeeRewards
Annual feeC$0per year
Top earn rateNot confirmed

The full Canada catalogue →

Questions

Quebec: the short answers

Are there Quebec rules that affect paying by credit card?

Quebec's Consumer Protection Act prohibits merchants from charging a fee for paying by debit or credit card. (Source: Office de la protection du consommateur.)

Which card issuers do our Quebec notes name?

Desjardins Group is Canada's largest financial cooperative. (Source: Desjardins — Quick Facts.)