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Mastercard3/4 on file
✓ Annual fee checked
MBNA Canada · Mastercard

MBNA Smart Cash World Mastercard®

The MBNA Smart Cash World Mastercard® is a Mastercard from MBNA Canada with an annual fee of C$39. Here is what we hold on it, and what we do not.

Annual feeC$39per yearChecked mbna.ca
Welcome offerSee offer below
Ledger entry

The receipt

Every cost line we hold for the MBNA Smart Cash World Mastercard®, exactly as recorded.

Annual fee
C$39Checked mbna.ca
Supplementary card
FreeChecked FCAC comparison tool
Foreign transaction
2.5%Checked FCAC comparison tool
Purchase APR
21.99%Checked mbna.ca
Income requirement
C$50,000Checked FCAC comparison tool
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

Welcome offer: Earn 5% Cash Back on eligible gas and groceries purchases for the first 6 months†† ($500 monthly spend cap)

Checked mbna.ca
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the MBNA Smart Cash World Mastercard®. Rather than print a multiplier we cannot source, this stays blank until MBNA Canada’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the MBNA Smart Cash World Mastercard®?

You'll finish the application on MBNA Canada's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens MBNA Canada’s site
Questions

Questions about the MBNA Smart Cash World Mastercard®

How much is the MBNA Smart Cash World Mastercard® annual fee?

The MBNA Smart Cash World Mastercard® has an annual fee of C$39. Weigh that against the rewards and perks you will actually use.

What does the MBNA Smart Cash World Mastercard® earn?

We could not verify the MBNA Smart Cash World Mastercard®'s earn rates, so we do not print a multiplier. Check them on MBNA Canada's own site.

What network is the MBNA Smart Cash World Mastercard® on?

The MBNA Smart Cash World Mastercard® runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the MBNA Smart Cash World Mastercard® available in Canada?

Yes — the MBNA Smart Cash World Mastercard® is issued by MBNA Canada and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the MBNA Smart Cash World Mastercard® figures last checked?

We checked its annual fee in September 2026, its supplementary card fee in September 2026, its foreign transaction fee in September 2026, its purchase APR in September 2026, its income requirement in September 2026 and its welcome offer in September 2026, each against a published document. We could not verify, so we do not print: earn rates. Check them with MBNA Canada. Terms can change without notice, so confirm the current details with MBNA Canada before you apply.