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Business

Best Business credit cards in Australia

Business credit cards in Australia are issued to a business or sole trader, and often add employee cards and expense tools.

*a card is filed here when its name says business, corporate or commercial, or the source listing we imported it from files it that way.

45
Business cards filed
The ledger

All Business cards in Australia

45 cards
BankSAโ„– 1

Amplify Business

Visa card issued by BankSA.

BusinessRewards
Annual feeA$89per year
Top earn rateNot confirmed
St.George Bankโ„– 2

Amplify Business

Visa card issued by St.George Bank.

BusinessRewards
Annual feeA$89per year
Top earn rateNot confirmed
Bank of Melbourneโ„– 3

Amplify Business

Visa card issued by Bank of Melbourne.

BusinessRewards
Annual feeA$89per year
Top earn rateNot confirmed
ANZโ„– 5

ANZ Business Black

Visa card issued by ANZ.

BusinessPoints
Annual feeNot confirmed
Top earn rateNot confirmed
ANZโ„– 6

ANZ Business Low Rate

Visa card issued by ANZ.

BusinessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
ANZโ„– 7

ANZ Qantas Business Rewards

Earn 100,000 bonus Qantas Points when you spend $6,000 on eligible purchases in the first 3 months from approval of your new card. Plus earn an additional 50,000 bonus Qantas Points when you keep the card for over 15 months.

AirlineBusiness
Annual feeNot confirmed
Top earn rateNot confirmed
Archaโ„– 8

Archa Corporate Credit Card

Mastercard issued by Archa.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Bendigo and Adelaide Bankโ„– 9

Bendigo Business Credit Card

Mastercard issued by Bendigo and Adelaide Bank.

Business
Annual feeA$4/monthA$48/yr
Top earn rateNot confirmed
Bendigo and Adelaide Bankโ„– 10

Bendigo Qantas Business Credit Card

Mastercard issued by Bendigo and Adelaide Bank.

AirlineBusiness
Annual feeA$89per year
Top earn rateNot confirmed
Coastline Credit Unionโ„– 11

Business Access Plus

Credit card issued by Coastline Credit Union.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Commonwealth Bank of Australia (CommBank)โ„– 12

Business Awards Credit Card

Mastercard issued by Commonwealth Bank of Australia (CommBank).

BusinessRewards
Annual feeA$100per year
Top earn rateNot confirmed
Commonwealth Bank of Australia (CommBank)โ„– 13

Business Interest-Free Days Credit Card

Mastercard issued by Commonwealth Bank of Australia (CommBank).

Business
Annual feeA$60per year
Top earn rateNot confirmed
Commonwealth Bank of Australia (CommBank)โ„– 14

Business Low Rate Credit Card

Mastercard issued by Commonwealth Bank of Australia (CommBank).

BusinessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Commonwealth Bank of Australia (CommBank)โ„– 15

Business Platinum Awards Credit Card

Mastercard issued by Commonwealth Bank of Australia (CommBank).

BusinessPremium
Annual feeA$300per year
Top earn rateNot confirmed
Bank of Melbourneโ„– 16

Business Vantage

Credit card issued by Bank of Melbourne.

BusinessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Queensland Country Bankโ„– 17

Business Visa My Rewards Credit Card

Visa card issued by Queensland Country Bank.

BusinessRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Newcastle Permanentโ„– 18

Business+ Credit Card

Visa card issued by Newcastle Permanent.

BusinessLow Interest
Annual feeA$55per year
Top earn rateNot confirmed
St.George Bankโ„– 19

BusinessVantage

Visa card issued by St.George Bank.

BusinessLow Interest
Annual feeA$55per year
Top earn rateNot confirmed
Bank of Melbourneโ„– 20

BusinessVantage

Visa card issued by Bank of Melbourne.

BusinessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Capeโ„– 21

Cape Business Credit Card

Mastercard issued by Cape.

BusinessLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
Commonwealth Bank of Australia (CommBank)โ„– 22

CommBank Qantas Business Rewards Credit Card

Credit card issued by Commonwealth Bank of Australia (CommBank).

AirlineBusiness
Annual feeA$295per year
Top earn rateNot confirmed
Commonwealth Bank of Australia (CommBank)โ„– 23

Corporate Charge Card

Mastercard issued by Commonwealth Bank of Australia (CommBank).

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Commonwealth Bank of Australia (CommBank)โ„– 24

Corporate Interest-Free Days Card

Mastercard issued by Commonwealth Bank of Australia (CommBank).

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Commonwealth Bank of Australia (CommBank)โ„– 25

Corporate Low Rate Card

Mastercard issued by Commonwealth Bank of Australia (CommBank).

BusinessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
HSBC Australiaโ„– 27

HSBC Corporate or Purchasing Card

Credit card issued by HSBC Australia.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Unity Bankโ„– 28

Low Rate Business Credit Card

Visa card issued by Unity Bank.

BusinessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
National Australia Bank (NAB)โ„– 29

NAB Business Card

Visa card issued by National Australia Bank (NAB).

Business
Annual feeNot confirmed
Top earn rateNot confirmed
National Australia Bank (NAB)โ„– 30

NAB Low Rate Business Card

Enjoy 0.00% p.a. on purchases for 12 months on a new NAB Low Rate Business Card.

BusinessLow Interest
Annual feeA$60per year
Top earn rateNot confirmed
National Australia Bank (NAB)โ„– 31

NAB Purchasing and Corporate Card

Visa card issued by National Australia Bank (NAB).

Business
Annual feeNot confirmed
Top earn rateNot confirmed
National Australia Bank (NAB)โ„– 32

NAB Qantas Business Signature Card

Earn 150,000 bonus Qantas Points when you spend $10,000 on everyday business purchases within 90 days of opening your new NAB Qantas Business Signature Card account. Plus, youโ€™ll be rewarded with an additional 50,000 bonus Qantas Points if you keep your account open for 15 months.

AirlineBusiness
Annual feeA$295per year
Top earn rateNot confirmed
National Australia Bank (NAB)โ„– 33

NAB Rewards Business Signature Card

Visa card issued by National Australia Bank (NAB).

BusinessPoints
Annual feeA$175per year
Top earn rateNot confirmed
National Australia Bank (NAB)โ„– 34

NAB Virtual Corporate Card

Visa card issued by National Australia Bank (NAB).

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Bank Firstโ„– 35

Secured Business Visa Credit Card

Visa card issued by Bank First.

BusinessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
BankSAโ„– 41

Visa Business

Visa card issued by BankSA.

BusinessLow Interest
Annual feeA$55per year
Top earn rateNot confirmed
Westpacโ„– 42

Westpac Altitude Business Gold

New Altitude Business Gold credit cards will have the first-year annual card fee waived โ€“ which means you pay $0 in year one.

BusinessRewards
Annual feeA$150per year ยท can be waived
Top earn rateNot confirmed
Westpacโ„– 44

Westpac BusinessChoice Everyday

Credit card issued by Westpac.

BusinessTravel Insurance
Annual feeA$75per year
Top earn rateNot confirmed
Questions

Frequently asked

What is the best business credit card in Australia?

The best business card in Australia depends on your spending and goals. We list every business card we hold โ€” 45 in total โ€” with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a business credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a business card with other cards?

Yes. Many people pair a business card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these business card details are current?

Each card's review page marks every figure it prints: โ€œCheckedโ€ with the month (and a link to the published document where we hold its address), or โ€œNot yet checkedโ€ with the issuer where no check is on record โ€” and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked โ€œNot published by the issuer where we checkedโ€ or โ€œIssuer restricts access โ€” check their siteโ€. The date beside โ€œAnnual fee checkedโ€ covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.