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Visa0/4 on file
Annual fee: issuer restricts access
Unity Bank · Visa

Low Rate Business Credit Card

BusinessLow Interest

The Low Rate Business Credit Card is a Visa card from Unity Bank. Unity Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Unity Bank's own site. Here is what we hold on it, and what we do not.

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Ledger entry

The receipt

Every cost line we hold for the Low Rate Business Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
3%Checked unity.bank
Purchase APR
12.49%Checked unity.bank
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Low Rate Business Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Unity Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Low Rate Business Credit Card. Rather than print a multiplier we cannot source, this stays blank until Unity Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the Low Rate Business Credit Card?

You'll finish the application on Unity Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Unity Bank’s site
Questions

Questions about the Low Rate Business Credit Card

How much is the Low Rate Business Credit Card annual fee?

We could not verify the Low Rate Business Credit Card's annual fee, so we do not print one. Check the current annual fee on Unity Bank's own site before you apply.

What does the Low Rate Business Credit Card earn?

We could not verify the Low Rate Business Credit Card's earn rates, so we do not print a multiplier. Check them on Unity Bank's own site.

What network is the Low Rate Business Credit Card on?

The Low Rate Business Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Low Rate Business Credit Card available in Australia?

Yes — the Low Rate Business Credit Card is issued by Unity Bank and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.

When were the Low Rate Business Credit Card figures last checked?

We checked its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. We could not verify, so we do not print: annual fee, earn rates and welcome offer. Check them with Unity Bank. Terms can change without notice, so confirm the current details with Unity Bank before you apply.