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Visa0/4 on file
Annual fee: issuer restricts access
Bank of Melbourne · Visa

BusinessVantage

BusinessLow Interest

The BusinessVantage is a Visa card from Bank of Melbourne. Bank of Melbourne's site does not let us read its terms, so we leave the annual fee blank — check it on Bank of Melbourne's own site. Here is what we hold on it, and what we do not.

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Opens Bank of Melbourne’s site
Ledger entry

The receipt

Every cost line we hold for the BusinessVantage, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
9.99%Checked bankofmelbourne.com.au
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the BusinessVantage. That may mean there isn’t one, or simply that we have not recorded it — Bank of Melbourne’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the BusinessVantage. Rather than print a multiplier we cannot source, this stays blank until Bank of Melbourne’s own terms give us one.

Issuer restricts access — check their site
Next step

Ready to apply for the BusinessVantage?

You'll finish the application on Bank of Melbourne's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Bank of Melbourne’s site
Questions

Questions about the BusinessVantage

How much is the BusinessVantage annual fee?

We could not verify the BusinessVantage's annual fee, so we do not print one. Check the current annual fee on Bank of Melbourne's own site before you apply.

What does the BusinessVantage earn?

Bank of Melbourne's site restricts automated access, so we could not read the BusinessVantage's earn rates and do not print a multiplier. Check them on Bank of Melbourne's own site.

What network is the BusinessVantage on?

The BusinessVantage runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the BusinessVantage available in Australia?

Yes — the BusinessVantage is issued by Bank of Melbourne and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.

When were the BusinessVantage figures last checked?

We checked its purchase APR in September 2026, against a published document. Bank of Melbourne's site restricts access, so we could not check: earn rates and welcome offer. We could not verify, so we do not print: annual fee and foreign transaction fee. Check them with Bank of Melbourne. Terms can change without notice, so confirm the current details with Bank of Melbourne before you apply.