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Dining

Best Dining credit cards in Australia

Dining credit cards in Australia publish a dedicated earn rate for restaurants, takeaway and food delivery.

*a card is filed here when we hold a positive earn rate on dining or food spend for it.

2
Dining cards filed
The ledger

All Dining cards in Australia

2 cards
Commonwealth Bank of Australia (CommBank)â„– 1

Smart Awards Credit Card

Mastercard issued by Commonwealth Bank of Australia (CommBank).

DiningGas & Fuel
Annual feeA$19/monthA$228/yr · can be waived
Top earn rateNot confirmed
Commonwealth Bank of Australia (CommBank)â„– 2

Ultimate Awards Credit Card

Mastercard issued by Commonwealth Bank of Australia (CommBank).

DiningGas & Fuel
Annual feeA$35/monthA$420/yr · can be waived
Top earn rateNot confirmed
Questions

Frequently asked

What is the best dining credit card in Australia?

The best dining card in Australia depends on your spending and goals. We list every dining card we hold — 2 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a dining credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a dining card with other cards?

Yes. Many people pair a dining card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these dining card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.
Best Dining Credit Cards in Australia | PointsExplained