BankSAâ„– 1
Earn up to 150,000 bonus Qantas Points> — 90,000 Qantas Points in year 1 if you spend $6k+ on eligible purchases†within 90 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases†within 90 days of card anniversary in year 2.
AirlineLounge Access
Annual fee—Not confirmed
Top earn rate—Not confirmed
St.George Bankâ„– 2
Earn up to 150,000 bonus Qantas Points> — 90,000 Qantas Points in year 1 if you spend $6k+ on eligible purchases†within 90 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases†within 90 days of card anniversary in year 2.
AirlineLounge Access
Annual fee—Not confirmed
Top earn rate—Not confirmed
Bank of Melbourneâ„– 3
Earn up to 150,000 bonus Qantas Points> — 90,000 Qantas Points in year 1 if you spend $6k+ on eligible purchases†within 90 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases†within 90 days of card anniversary in year 2.
AirlineLounge Access
Annual fee—Not confirmed
Top earn rate—Not confirmed
BankSAâ„– 4
Earn up to 200,000 bonus Amplify Points^ — 100,000 Rewards Points in year 1 if you spend $12k+ on eligible purchases†and an extra 100,000 points with $12k+ spend on eligible purchases†in year 2. Plus, a reduced first year card fee of $199 (reverts to $295 p.a. thereafter)+ .
Lounge AccessPremium
Annual fee—Not confirmed
Top earn rate—Not confirmed
St.George Bankâ„– 5
Earn up to 200,000 bonus Amplify Points^ — 100,000 Rewards Points in year 1 if you spend $12k+ on eligible purchases†and an extra 100,000 points with $12k+ spend on eligible purchases†in year 2. Plus, a reduced first year card fee of $199 (reverts to $295 p.a. thereafter)+ .
Lounge AccessPremium
Annual fee—Not confirmed
Top earn rate—Not confirmed
Bank of Melbourneâ„– 6
Earn up to 200,000 bonus Amplify Points^ — 100,000 Rewards Points in year 1 if you spend $12k+ on eligible purchases†and an extra 100,000 points with $12k+ spend on eligible purchases†in year 2. Plus, a reduced first year card fee of $199 (reverts to $295 p.a. thereafter)+ .
Lounge AccessPremium
Annual fee—Not confirmed
Top earn rate—Not confirmed
Bankwestâ„– 7
Mastercard issued by Bankwest.
Balance TransferLounge Access
Annual feeA$270per year
Top earn rate—Not confirmed
Bendigo and Adelaide Bankâ„– 8
Mastercard issued by Bendigo and Adelaide Bank.
AirlineBusiness
Annual feeA$89per year
Top earn rate—Not confirmed
Bank of Queensland (BOQ)â„– 9
Visa card issued by Bank of Queensland (BOQ).
AirlineLounge Access
Annual fee—Not confirmed
Top earn rate—Not confirmed
Capeâ„– 10
Mastercard issued by Cape.
BusinessLounge Access
Annual fee—Not confirmed
Top earn rate—Not confirmed
MyCard (NAB)â„– 11
Credit card issued by MyCard (NAB).
Balance TransferLounge Access
Annual fee—Not confirmed
Top earn rate—Not confirmed
MyCard (NAB)â„– 12
Credit card issued by MyCard (NAB).
AirlineLounge Access
Annual feeA$350per year
Top earn rate—Not confirmed
National Australia Bank (NAB)â„– 13
Up to 110,000 bonus NAB Rewards Points 80,000 bonus points when you apply for a NAB Rewards Signature Card, are approved and spend $5,000 on everyday purchases within the first 90 days of account opening and 30,000 bonus points when you keep your card for over 12 months.
Balance TransferLounge Access
Annual fee—Not confirmed
Top earn rate—Not confirmed
Qantas Moneyâ„– 14
Mastercard issued by Qantas Money.
AirlineLounge Access
Annual feeA$399per year
Top earn rate—Not confirmed
Qantas Moneyâ„– 15
Mastercard issued by Qantas Money.
AirlineLounge Access
Annual feeA$1,200per year
Top earn rate—Not confirmed
American Express Australiaâ„– 16
Amex card issued by American Express Australia.
Lounge AccessPremium
Annual feeA$395per year
Top earn rate—Not confirmed
American Express Australiaâ„– 17
Amex card issued by American Express Australia.
Lounge AccessPremium
Annual feeA$1,450per year
Top earn rate—Not confirmed
American Express Australiaâ„– 18
Amex card issued by American Express Australia.
AirlineLounge Access
Annual feeA$440per year
Top earn rate—Not confirmed
American Express Australiaâ„– 19
Amex card issued by American Express Australia.
BusinessLounge Access
Annual feeA$1,750per year
Top earn rate—Not confirmed
American Express Australiaâ„– 20
Amex card issued by American Express Australia.
AirlineBusiness
Annual feeA$450per year
Top earn rate—Not confirmed
American Express Australiaâ„– 21
Amex card issued by American Express Australia.
AirlineBusiness
Annual feeA$249per year
Top earn rate—Not confirmed
American Express Australiaâ„– 22
Receive 20,000 bonus Qantas Points The Qantas American Express Premium Card when you apply online, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Premium Card within the first 3 months of your approval date.
AirlineLounge Access
Annual feeA$249per year
Top earn rate—Not confirmed
American Express Australiaâ„– 23
That’s 70,000 bonus Qantas Points when you apply online by 17 November 2026, are approved, and spend $5,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. Plus, earn an additional 50,000 bonus Qantas Points when you spend a further $5,000 on eligible purchases within the first 3 months of your second year of Card Membership.
AirlineLounge Access
Annual feeA$450per year
Top earn rate—Not confirmed
Commonwealth Bank of Australia (CommBank)â„– 24
Mastercard issued by Commonwealth Bank of Australia (CommBank).
DiningGas & Fuel
Annual feeA$35/monthA$420/yr · can be waived
Top earn rate—Not confirmed
Virgin Moneyâ„– 25
Visa card issued by Virgin Money.
AirlineBalance Transfer
Annual feeA$329per year
Top earn rate—Not confirmed
Westpacâ„– 26
Mastercard issued by Westpac.
AirlineLounge Access
Annual feeA$295per year
Top earn rate—Not confirmed
Westpacâ„– 27
Mastercard issued by Westpac.
AirlineLounge Access
Annual feeA$175per year
Top earn rate—Not confirmed
Westpacâ„– 28
Mastercard issued by Westpac.
Lounge AccessPremium
Annual feeA$175per year
Top earn rate—Not confirmed
Westpacâ„– 29
Mastercard issued by Westpac.
AirlineLounge Access
Annual feeA$295per year
Top earn rate—Not confirmed
Westpacâ„– 30
Mastercard issued by Westpac.
AirlineLounge Access
Annual feeA$175per year
Top earn rate—Not confirmed