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Lounge Access

Best Lounge Access credit cards in Australia

Lounge-access credit cards in Australia include airport lounge visits or a lounge-programme membership such as Priority Pass, DragonPass or LoungeKey.

*a card is filed here when the issuer's own page says, in a sentence about this card, that it includes complimentary lounge visits, unlimited access or a lounge-programme membership. A menu link, a footnote or a line about another card does not count, and neither does discounted or pay-per-visit entry, or a pass that works only when a flight is delayed. In the US a card is also filed here when the issuer lists Priority Pass in its CFPB filing; in Australia, when the bank's Consumer Data Right product data lists a lounge benefit. We keep each quote and its source on the card's record and re-read the source every week. When the line is gone, a card filed on it leaves this list; a source we cannot re-read stops counting after 60 days (a CFPB survey, 14 months after the period it reports).

30
Lounge Access cards filed
The ledger

All Lounge Access cards in Australia

30 cards
BankSAâ„– 1

Amplify Qantas Signature

Earn up to 150,000 bonus Qantas Points> — 90,000 Qantas Points in year 1 if you spend $6k+ on eligible purchases† within 90 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases† within 90 days of card anniversary in year 2.

AirlineLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
St.George Bankâ„– 2

Amplify Qantas Signature

Earn up to 150,000 bonus Qantas Points> — 90,000 Qantas Points in year 1 if you spend $6k+ on eligible purchases† within 90 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases† within 90 days of card anniversary in year 2.

AirlineLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
Bank of Melbourneâ„– 3

Amplify Qantas Signature

Earn up to 150,000 bonus Qantas Points> — 90,000 Qantas Points in year 1 if you spend $6k+ on eligible purchases† within 90 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases† within 90 days of card anniversary in year 2.

AirlineLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
BankSAâ„– 4

Amplify Rewards Signature

Earn up to 200,000 bonus Amplify Points^ — 100,000 Rewards Points in year 1 if you spend $12k+ on eligible purchases† and an extra 100,000 points with $12k+ spend on eligible purchases† in year 2. Plus, a reduced first year card fee of $199 (reverts to $295 p.a. thereafter)+ .

Lounge AccessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
St.George Bankâ„– 5

Amplify Rewards Signature

Earn up to 200,000 bonus Amplify Points^ — 100,000 Rewards Points in year 1 if you spend $12k+ on eligible purchases† and an extra 100,000 points with $12k+ spend on eligible purchases† in year 2. Plus, a reduced first year card fee of $199 (reverts to $295 p.a. thereafter)+ .

Lounge AccessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Bank of Melbourneâ„– 6

Amplify Rewards Signature

Earn up to 200,000 bonus Amplify Points^ — 100,000 Rewards Points in year 1 if you spend $12k+ on eligible purchases† and an extra 100,000 points with $12k+ spend on eligible purchases† in year 2. Plus, a reduced first year card fee of $199 (reverts to $295 p.a. thereafter)+ .

Lounge AccessPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Bankwestâ„– 7

Bankwest More World Mastercard

Mastercard issued by Bankwest.

Balance TransferLounge Access
Annual feeA$270per year
Top earn rateNot confirmed
Bendigo and Adelaide Bankâ„– 8

Bendigo Qantas Business Credit Card

Mastercard issued by Bendigo and Adelaide Bank.

AirlineBusiness
Annual feeA$89per year
Top earn rateNot confirmed
Bank of Queensland (BOQ)â„– 9

BOQ Specialist Signature Credit Card

Visa card issued by Bank of Queensland (BOQ).

AirlineLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
Capeâ„– 10

Cape Business Credit Card

Mastercard issued by Cape.

BusinessLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
MyCard (NAB)â„– 11

MyCard Premier Credit Card

Credit card issued by MyCard (NAB).

Balance TransferLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
MyCard (NAB)â„– 12

MyCard Premier Qantas Credit Card

Credit card issued by MyCard (NAB).

AirlineLounge Access
Annual feeA$350per year
Top earn rateNot confirmed
National Australia Bank (NAB)â„– 13

NAB Rewards Signature Card

Up to 110,000 bonus NAB Rewards Points 80,000 bonus points when you apply for a NAB Rewards Signature Card, are approved and spend $5,000 on everyday purchases within the first 90 days of account opening and 30,000 bonus points when you keep your card for over 12 months.

Balance TransferLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
Qantas Moneyâ„– 14

Qantas Money Platinum Credit Card

Mastercard issued by Qantas Money.

AirlineLounge Access
Annual feeA$399per year
Top earn rateNot confirmed
Qantas Moneyâ„– 15

Qantas Money Titanium Credit Card

Mastercard issued by Qantas Money.

AirlineLounge Access
Annual feeA$1,200per year
Top earn rateNot confirmed
American Express Australiaâ„– 17

The American Express Platinum Card

Amex card issued by American Express Australia.

Lounge AccessPremium
Annual feeA$1,450per year
Top earn rateNot confirmed
American Express Australiaâ„– 22

The Qantas American Express Premium Card

Receive 20,000 bonus Qantas Points The Qantas American Express Premium Card when you apply online, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Premium Card within the first 3 months of your approval date.

AirlineLounge Access
Annual feeA$249per year
Top earn rateNot confirmed
American Express Australiaâ„– 23

The Qantas American Express Ultimate Card

That’s 70,000 bonus Qantas Points when you apply online by 17 November 2026, are approved, and spend $5,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. Plus, earn an additional 50,000 bonus Qantas Points when you spend a further $5,000 on eligible purchases within the first 3 months of your second year of Card Membership.

AirlineLounge Access
Annual feeA$450per year
Top earn rateNot confirmed
Commonwealth Bank of Australia (CommBank)â„– 24

Ultimate Awards Credit Card

Mastercard issued by Commonwealth Bank of Australia (CommBank).

DiningGas & Fuel
Annual feeA$35/monthA$420/yr · can be waived
Top earn rateNot confirmed
Westpacâ„– 26

Westpac Altitude Qantas Black

Mastercard issued by Westpac.

AirlineLounge Access
Annual feeA$295per year
Top earn rateNot confirmed
Westpacâ„– 29

Westpac Altitude Velocity Black

Mastercard issued by Westpac.

AirlineLounge Access
Annual feeA$295per year
Top earn rateNot confirmed
Questions

Frequently asked

What is the best lounge access credit card in Australia?

The best lounge access card in Australia depends on your spending and goals. We list every lounge access card we hold — 30 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a lounge access credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a lounge access card with other cards?

Yes. Many people pair a lounge access card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these lounge access card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.
Best Lounge Access Credit Cards in Australia | PointsExplained