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Mastercard2/4 on file
✓ Annual fee checked
Westpac · Mastercard

Westpac Altitude Velocity Black

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The Westpac Altitude Velocity Black is a Mastercard from Westpac with an annual fee of A$295. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), foreign transaction fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with Westpac: credit requirement. Westpac’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeA$295per yearChecked westpac.com.au
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Opens Westpac’s site
Ledger entry

The receipt

Every cost line we hold for the Westpac Altitude Velocity Black, exactly as recorded.

Annual fee
A$295Checked westpac.com.au
Supplementary card
Not confirmed
Foreign transaction
3%Checked westpac.com.au
Purchase APR
23.98%Checked westpac.com.au
Income requirement
Not confirmed
Network
Mastercard
Credit needed
GoodNot yet checked with Westpac
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Westpac Altitude Velocity Black. That may mean there isn’t one, or simply that we have not recorded it — Westpac’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Westpac Altitude Velocity Black. Rather than print a multiplier we cannot source, this stays blank until Westpac’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Two complimentary Virgin Australia Domestic Lounge Passes each year
  • Two complimentary Economy X Seat Upgrade Vouchers for eligible domestic flights
  • Concierge services
  • Complimentary insurance cover
  • Additional cardholder available
  • Westpac Fraud Money Back Guarantee
  • Apple Pay, Samsung Pay and Google Pay supported
Next step

Ready to apply for the Westpac Altitude Velocity Black?

You'll finish the application on Westpac's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Westpac’s site
Questions

Questions about the Westpac Altitude Velocity Black

How much is the Westpac Altitude Velocity Black annual fee?

The Westpac Altitude Velocity Black has an annual fee of A$295. Weigh that against the rewards and perks you will actually use.

What does the Westpac Altitude Velocity Black earn?

We could not verify the Westpac Altitude Velocity Black's earn rates, so we do not print a multiplier. Check them on Westpac's own site.

What network is the Westpac Altitude Velocity Black on?

The Westpac Altitude Velocity Black runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Westpac Altitude Velocity Black available in Australia?

Yes — the Westpac Altitude Velocity Black is issued by Westpac and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.

When were the Westpac Altitude Velocity Black figures last checked?

We checked its annual fee in September 2026, its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with Westpac: credit requirement. We could not verify, so we do not print: earn rates and welcome offer. Check them with Westpac. Terms can change without notice, so confirm the current details with Westpac before you apply.