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Issuer file — Australia

Westpac credit cards in Australia

We hold 13 Westpac cards currently offered in Australia. A A$0 annual fee we have not confirmed is left blank rather than printed as A$0; a fee above zero that we hold is shown as recorded, confirmed or not — check it on Westpac’s own page before you apply.

*Cards in our catalogue, not necessarily every card Westpac issues.

13
cards on offer on file
12 of 13
annual fees confirmed
3
no longer offered
Rewards

Programs named on its cards' records

Matched so far from each card's record by the program's exact name. A card whose record names no program is not counted yet.

The ledger

Westpac cards on offer

13 cards
WestpacVisa

Westpac Altitude Business Gold

New Altitude Business Gold credit cards will have the first-year annual card fee waived – which means you pay $0 in year one.

BusinessRewards
Annual feeA$150per year · can be waived
Top earn rateNot confirmed
WestpacMastercard

Westpac Altitude Business Platinum

Mastercard issued by Westpac.

BusinessPremium
Annual feeA$200We couldn't verify this · check with the issuerper year
Top earn rateNot confirmed
WestpacMastercard

Westpac Altitude Qantas Black

Get up to 150,000 bonus Qantas Points — 90,000 Qantas Points in year 1 if you spend $6k+ on eligible purchases within 90 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases within 90 days of card anniversary in year 2.

AirlineLounge Access
Annual feeA$295per year
Top earn rate1.5xWe couldn't verify this · check with the issuerinternational spend
WestpacMastercard

Westpac Altitude Qantas Platinum

Earn 70,000 bonus Qantas Points when you spend $4,000 or more on eligible purchases within 90 days of card approval, plus up to 30,000 more in your second year.

AirlineLounge Access
Annual feeA$175per year
Top earn rate0.75xWe couldn't verify this · check with the issuerinternational spend
WestpacMastercard

Westpac Altitude Rewards Black

Get up to 200,000 bonus Altitude Rewards Points[#] — 100,000 Rewards Points in year 1 if you spend $12k+ on eligible purchases[#] within 12 months of new card approval and an extra 100,000 points with $12k+ spend on eligible purchases[#] in year 2.

PremiumRewards
Annual feeA$295per year
Top earn rate3xWe couldn't verify this · check with the issuerinternational spend
WestpacMastercard

Westpac Altitude Rewards Platinum

Earn 75,000 bonus Altitude Points after spending $3,000 within 90 days, plus an additional 25,000 points after 12 months of continued card use.

Lounge AccessPremium
Annual feeA$175per year
Top earn rate2xWe couldn't verify this · check with the issuerinternational spend
WestpacMastercard

Westpac Altitude Velocity Black

Get up to 150,000 bonus Velocity Points — 90,000 Velocity Points in year 1 if you spend $6k+ on eligible purchases within 90 days of new card approval and an extra 60,000 points with $6k+ spend on eligible purchases within 90 days of card anniversary in year 2.

AirlineLounge Access
Annual feeA$295per year
Top earn rate1.5xWe couldn't verify this · check with the issuerinternational spend
WestpacMastercard

Westpac Altitude Velocity Platinum

Earn 70,000 bonus Velocity Points when you spend $4,000 or more on eligible purchases within 90 days of card approval, plus a further 30,000 points in year two for meeting the same spend.

AirlineLounge Access
Annual feeA$175per year
Top earn rateNot confirmed
WestpacCard

Westpac BusinessChoice Rewards Platinum

Credit card issued by Westpac.

BusinessPoints
Annual feeA$150per year
Top earn rate0.75 pts per A$1.50We couldn't verify this · check with the issuerOther
WestpacCard

Westpac Lite Card

Credit card issued by Westpac.

Low InterestNo FX Fee
Annual feeA$9/monthNot yet checked with WestpacA$108/yr
Top earn rateNot confirmed
WestpacMastercard

Westpac Low Fee Credit Card

Get $240 cashback when you spend $3.5k+ on eligible purchases[#] in the first 90 days from card approval.[#]

Rewards
Annual feeA$30per year
Top earn rateNot confirmed
WestpacMastercard

Westpac Low Rate Credit Card

Get up to $450 cashback, with $75 credited for each of 6 consecutive statement periods where you spend $1,000 or more on eligible purchases.

Balance TransferLow Interest
Annual feeA$84per year
Top earn rateNot confirmed

Every issuer we hold in Australia · The full card hub

Questions

Frequently asked

How many Westpac credit cards are there in Australia?

Our catalogue holds 13 Westpac credit cards currently offered in Australia, plus 3 cards it no longer offers. That is the number we hold, not necessarily every card Westpac issues — its own site has its full range.

Which rewards programs do Westpac credit cards earn?

Programs named on the records of the Westpac cards we hold (matched so far): Westpac Altitude Rewards (3 cards), Qantas Frequent Flyer (2 cards) and Velocity Frequent Flyer (2 cards). A card whose record names no program is not counted yet, so a count here is not every Westpac card that earns the program. Each card's review shows what it earns where we hold the rate.

How do I apply for a Westpac credit card?

Open the card's review. Where we hold an application link it takes you to Westpac's own application; where we do not, the review says so. Confirm the fee and terms on Westpac's page before you apply.