Mastercard3/4 on file
✓ Annual fee checked
Westpac · Mastercard
Westpac Low Fee Credit Card
The Westpac Low Fee Credit Card is a Mastercard from Westpac with an annual fee of A$30. Here is what we hold on it, and what we do not.
Opens Westpac’s site
Ledger entry
The receipt
Every cost line we hold for the Westpac Low Fee Credit Card, exactly as recorded.
- Annual fee
- A$30Checked westpac.com.au
- Supplementary card
- Not confirmed
- Foreign transaction
- 3%Checked westpac.com.au
- Purchase APR
- 20.99%Checked westpac.com.au
- Income requirement
- Not confirmed
- Network
- Mastercard
- Credit needed
- Not confirmed
Sign-up
The welcome offer
Get $240 cashback when you spend $3.5k+ on eligible purchases[#] in the first 90 days from card approval.[#]
Checked westpac.com.auRewards
What it earns
No earn rates on file
We couldn't verify this · check with the issuerWe hold no category earn rates for the Westpac Low Fee Credit Card. Rather than print a multiplier we cannot source, this stays blank until Westpac’s own terms give us one.
Next step
Ready to apply for the Westpac Low Fee Credit Card?
You'll finish the application on Westpac's own site. Terms can change without notice, so check the fee and offer there before you commit.
Apply nowOpens Westpac’s site
Questions
Questions about the Westpac Low Fee Credit Card
How much is the Westpac Low Fee Credit Card annual fee?
The Westpac Low Fee Credit Card has an annual fee of A$30. Weigh that against the rewards and perks you will actually use.
What does the Westpac Low Fee Credit Card earn?
We could not verify the Westpac Low Fee Credit Card's earn rates, so we do not print a multiplier. Check them on Westpac's own site.
What network is the Westpac Low Fee Credit Card on?
The Westpac Low Fee Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.
Is the Westpac Low Fee Credit Card available in Australia?
Yes — the Westpac Low Fee Credit Card is issued by Westpac and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.
When were the Westpac Low Fee Credit Card figures last checked?
We checked its annual fee in October 2026, its foreign transaction fee in October 2026, its purchase APR in October 2026 and its welcome offer in September 2026, each against a published document. We could not verify, so we do not print: earn rates. Check them with Westpac. Terms can change without notice, so confirm the current details with Westpac before you apply.