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Mastercard3/4 on file
✓ Annual fee checked
Westpac · Mastercard

Westpac Altitude Rewards Black

PremiumRewardsWelcome Bonus

The Westpac Altitude Rewards Black is a Mastercard from Westpac with an annual fee of A$295. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), foreign transaction fee (Sep 2026), purchase APR (Sep 2026), welcome offer (Sep 2026). Not yet checked with Westpac: credit requirement. Westpac’s own page is authoritative — confirm anything you rely on there before you apply.

Annual feeA$295per yearChecked westpac.com.au
Welcome offer100,000 ptsChecked westpac.com.au
Apply on WestpacCompare this card
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Ledger entry

The receipt

Every cost line we hold for the Westpac Altitude Rewards Black, exactly as recorded.

Annual fee
A$295Checked westpac.com.au
Supplementary card
Not confirmed
Foreign transaction
3%Checked westpac.com.au
Purchase APR
23.98%Checked westpac.com.au
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with Westpac
Sign-up

The welcome offer

Get up to 200,000 bonus Altitude Rewards Points[#] — 100,000 Rewards Points in year 1 if you spend $12k+ on eligible purchases[#] within 12 months of new card approval and an extra 100,000 points with $12k+ spend on eligible purchases[#] in year 2.

Checked westpac.com.au
Points100,000Checked westpac.com.au
Min. spendA$12,000within 365 daysChecked westpac.com.au
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Westpac Altitude Rewards Black. Rather than print a multiplier we cannot source, this stays blank until Westpac’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Priority Pass airport lounge membership (2 complimentary visits per year)
  • Complimentary travel insurance
  • Concierge services
  • Interest-free period on purchases when balance paid in full
  • Apple Pay, Samsung Pay and Google Pay compatibility
  • Westpac Fraud Money Back Guarantee
  • Additional cardholder available
Next step

Ready to apply for the Westpac Altitude Rewards Black?

You'll finish the application on Westpac's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Westpac’s site
Questions

Questions about the Westpac Altitude Rewards Black

How much is the Westpac Altitude Rewards Black annual fee?

The Westpac Altitude Rewards Black has an annual fee of A$295. Weigh that against the rewards and perks you will actually use.

What does the Westpac Altitude Rewards Black earn?

We could not verify the Westpac Altitude Rewards Black's earn rates, so we do not print a multiplier. Check them on Westpac's own site.

What network is the Westpac Altitude Rewards Black on?

The Westpac Altitude Rewards Black runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Westpac Altitude Rewards Black available in Australia?

Yes — the Westpac Altitude Rewards Black is issued by Westpac and is available to eligible applicants in Australia. Approval depends on the issuer's own credit and income criteria.

When were the Westpac Altitude Rewards Black figures last checked?

We checked its annual fee in September 2026, its foreign transaction fee in September 2026, its purchase APR in September 2026 and its welcome offer in September 2026, each against a published document. Not yet checked with Westpac: credit requirement. We could not verify, so we do not print: earn rates. Check them with Westpac. Terms can change without notice, so confirm the current details with Westpac before you apply.