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City · North Carolina

Credit cards in Charlotte

The card issuers in our catalogue with branches in Charlotte, North Carolina, as the FDIC and NCUA registers list them, and their cards. A branch here is not a limit on who may apply: many of these cards are open nationwide, and the issuer's own page says who can.

*every branch count on this page is from a regulator's register, with the date we read it.

11
issuers with branches here
69
of their cards on file
11 regional networks

Card issuers with branches in Charlotte

Where these issuers have branches, as the regulator's register lists them, with the date we read it. A branch here is not a limit on who may apply — many of these cards are open nationwide — and having no branch here does not rule a card out. The issuer's own page says who can apply. "Regional" means a branch network in at most half the country.

Regional network

Fifth Third Bank

25 branches in Charlotte

FDIC BankFind lists 25 full-service offices of "Fifth Third Bank, National Association" (CERT 6672) in Charlotte, North Carolina.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Fifth Third Bank · 14 on file

Fifth Third BankCard

Cash Rewards Credit Card

Credit card issued by Fifth Third Bank.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Fifth Third BankMastercard

Fifth Third 1.67% Cash/Back Card

Mastercard issued by Fifth Third Bank.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Fifth Third BankMastercard

Fifth Third 1% Cash/Back Card

Mastercard issued by Fifth Third Bank.

Cash BackNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Truist Bank

23 branches in Charlotte

FDIC BankFind lists 23 full-service offices of "Truist Bank" (CERT 9846) in Charlotte, North Carolina.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Truist Bank · 11 on file

Truist BankVisa

Truist Business Cash Rewards

Visa card issued by Truist Bank.

BusinessCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Truist BankVisa

Truist Business Credit Card

Visa card issued by Truist Bank.

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Truist BankVisa

Truist Business Premium Credit Card

Earn $1,000 in bonus rewards after you spend $15,000 on purchases in the first 90 days after account opening.

BusinessNo FX Fee
Annual fee$299per year
Top earn rateNot confirmed
Regional network

First Citizens Bank

15 branches in Charlotte

FDIC BankFind lists 15 full-service offices of "First-Citizens Bank & Trust Company" (CERT 11063) in Charlotte, North Carolina.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

First Citizens Bank · 9 on file

First Citizens BankVisa

Cash Rewards Business Credit Card

Get $100 cash back when you spend $3,000 in the first 90 days.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
First Citizens BankCard

Cash Rewards Credit Card

Credit card issued by First Citizens Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
Regional network

State Employees' Credit Union (SECU)

10 branches in Charlotte

NCUA's 2026-06 call-report branch file lists 10 offices with member services of "STATE EMPLOYEES'" (charter 66310) in Charlotte, North Carolina.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

State Employees' Credit Union (SECU) · 3 on file

State Employees' Credit Union (SECU)Visa

Cash Rewards Visa® Credit Card

Visa card issued by State Employees' Credit Union (SECU).

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
State Employees' Credit Union (SECU)Visa

Classic Visa® Credit Card

Visa card issued by State Employees' Credit Union (SECU).

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
State Employees' Credit Union (SECU)Visa

Points Rewards Visa® Credit Card

Visa card issued by State Employees' Credit Union (SECU).

PointsRewards
Annual feeNot confirmed
Top earn rate3xGas & Fuel
Regional network

TD Bank (TD Bank USA)

5 branches in Charlotte

FDIC BankFind lists 5 full-service offices of "TD Bank, National Association" (CERT 18409) in Charlotte, North Carolina.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

TD Bank (TD Bank USA) · 10 on file

TD Bank (TD Bank USA)Card

Target Circle™ Credit Card

Credit card issued by TD Bank (TD Bank USA).

Cash BackStore & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
TD Bank (TD Bank USA)Mastercard

Target Mastercard

Mastercard issued by TD Bank (TD Bank USA).

Cash BackStore & Retail
Annual feeNot confirmed
Top earn rateNot confirmed
TD Bank (TD Bank USA)Visa

TD Business Solutions Credit Card

Visa card issued by TD Bank (TD Bank USA).

BusinessCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Truliant Federal Credit Union

5 branches in Charlotte

NCUA's 2026-06 call-report branch file lists 5 offices with member services of "TRULIANT" (charter 7840) in Charlotte, North Carolina.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Truliant Federal Credit Union · 3 on file

Truliant Federal Credit UnionCard

MaxBack Cash Card

Credit card issued by Truliant Federal Credit Union.

Annual feeNot confirmed
Top earn rateNot confirmed
Truliant Federal Credit UnionCard

Radiant

Credit card issued by Truliant Federal Credit Union.

Annual feeNot confirmed
Top earn rateNot confirmed
Truliant Federal Credit UnionCard

Soar Secured

Credit card issued by Truliant Federal Credit Union.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Latino Community Credit Union

4 branches in Charlotte

NCUA's 2026-06 call-report branch file lists 4 offices with member services of "LATINO COMMUNITY" (charter 68430) in Charlotte, North Carolina.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Latino Community Credit Union · 2 on file

Latino Community Credit UnionVisa

VISA Credit Card

Visa card issued by Latino Community Credit Union.

Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Regions Bank

3 branches in Charlotte

FDIC BankFind lists 3 full-service offices of "Regions Bank" (CERT 12368) in Charlotte, North Carolina.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Regions Bank · 6 on file

Regional network

Founders Federal Credit Union

2 branches in Charlotte

NCUA's 2026-06 call-report branch file lists 2 offices with member services of "FOUNDERS" (charter 24063) in Charlotte, North Carolina.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Founders Federal Credit Union · 1 on file

Founders Federal Credit UnionCard

Essential

Credit card issued by Founders Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Huntington Bank

2 branches in Charlotte

FDIC BankFind lists 2 full-service offices of "The Huntington National Bank" (CERT 6560) in Charlotte, North Carolina.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Huntington Bank · 7 on file

Huntington BankMastercard

Huntington Cashback Credit Card

Mastercard issued by Huntington Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Huntington BankMastercard

Huntington Secured Credit Card

Mastercard issued by Huntington Bank.

Credit BuildingNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Carolina Cooperative Federal Credit Union

1 branch in Charlotte

NCUA's 2026-06 call-report branch file lists 1 office with member services of "CAROLINA COOPERATIVE" (charter 24801) in Charlotte, North Carolina.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Carolina Cooperative Federal Credit Union · 3 on file

Beyond the branches

More cards for North Carolina

Credit cards in North Carolina →The full United States catalogue →

Questions

Charlotte: the short answers

Which card issuers have branches in Charlotte?

Regional issuers in our catalogue with branches in Charlotte, with their branch count: Fifth Third Bank (25), Truist Bank (23), First Citizens Bank (15), State Employees' Credit Union (SECU) (10), TD Bank (TD Bank USA) (5), Truliant Federal Credit Union (5), Latino Community Credit Union (4), Regions Bank (3), and 3 more. A branch is where an issuer is, not a limit on who may apply; each issuer's own page says who can. (Source: FDIC BankFind; NCUA call report.)