Skip to content
β˜… BEST CARDS FOR REAL-ESTATE INVESTORS272 CANADA CARDS TRACKEDDEEP-RESEARCHED Β· SOURCED Β· NO BIAS
Best For β€” Real-estate investors & landlords

The best credit cards for real-estate investors in Canada

For real-estate investors and landlords, the best cards are business cards for property investors β€” high limits and a big welcome bonus on renovation, supply, and services spend, plus tools to track expenses per property and separate portfolios. We track 272 Canada cards.

The profile

Who this guide is for

  • You own rental or investment property
  • You spend on renovations, supplies, and property services
  • You want to track spend per property or entity
  • A high limit and welcome bonus on big outlays appeals
The shortlist

Top cards for real-estate investors in Canada

Researched Β· pending editorial review7 researched
β„– 7
BMO
Mastercard

BMO CashBack Business Mastercard

  • C$0/yr annual fee
  • Business card
  • No categories, no points math -- cash back deposited automatically

WelcomeGet 10% cash back on gas, office supplies and cellphone and internet bill payments for 3 months!** Plus, get a 0.00% introductory interest rate on balance transfers for 9 months with a 3% transfer fee.βˆ†

β–‘ 4 sources
Annual feeC$0per year
Medium confidence
Method

How we picked

These picks come from dedicated research for real-estate investors and landlords, which drew on issuers' published terms and independent sources β€” listed under β€œsources” on each pick. The order is the research's. Every fee, welcome offer and earn rate shown on a pick is the figure our catalogue holds for that card, the same one its card page shows. Nothing here is pay-to-rank. Business cards appear only on business guides, student cards only on student guides, and prepaid cards on none. A figure we do not hold is shown as β€œNot confirmed”, never as a zero. Each researched shortlist is marked as pending editorial review until the site's editor approves it.

Questions

Frequently asked

What is the best credit card for real-estate investors and landlords in Canada?

The best card for real-estate investors and landlords in Canada depends on your exact spending and credit. The shortlist above holds 7 cards for this profile, each chosen because it fits real-estate investors and landlords: business cards for property investors β€” high limits and a big welcome bonus on renovation, supply, and services spend, plus tools to track expenses per property and separate portfolios.

How did you choose these cards for real-estate investors and landlords?

These picks come from dedicated research for real-estate investors and landlords, which drew on issuers' published terms and independent sources β€” listed under β€œsources” on each pick. The order is the research's. Every fee, welcome offer and earn rate shown on a pick is the figure our catalogue holds for that card, the same one its card page shows. Nothing here is pay-to-rank.

Why do some cards show no annual fee figure?

Because we hold no confirmed figure for it. Our fee column used to default to zero, and many cards still carry a zero that no check has confirmed β€” so a zero on its own cannot be told apart from a field nobody filled in, and printing β€œC$0” there would invent a price. A card shows a fee where a positive one is on record, or where a zero was confirmed against the issuer's terms; otherwise the slot reads β€œNot confirmed”, and the issuer's own page is the place to check before you apply.

How are these cards ranked?

In the research's order. The figures on each pick come from our catalogue, and each card's review page marks which of them a published document states.