American Express Business Platinum Card
- C$799/yr annual fee
- Business card
For real-estate investors and landlords, the best cards are business cards for property investors β high limits and a big welcome bonus on renovation, supply, and services spend, plus tools to track expenses per property and separate portfolios. We track 272 Canada cards.
Also useful if the investor already banks commercial mortgages, HELOCs, or a business operating account with RBC, since relationship banking can smooth credit-limit increases as the portfolio grows.
WelcomeGet 10% cash back on gas, office supplies and cellphone and internet bill payments for 3 months!** Plus, get a 0.00% introductory interest rate on balance transfers for 9 months with a 3% transfer fee.β
These picks come from dedicated research for real-estate investors and landlords, which drew on issuers' published terms and independent sources β listed under βsourcesβ on each pick. The order is the research's. Every fee, welcome offer and earn rate shown on a pick is the figure our catalogue holds for that card, the same one its card page shows. Nothing here is pay-to-rank. Business cards appear only on business guides, student cards only on student guides, and prepaid cards on none. A figure we do not hold is shown as βNot confirmedβ, never as a zero. Each researched shortlist is marked as pending editorial review until the site's editor approves it.