For doctors and physicians, the best cards are premium rewards cards for high-earning physicians — strong earn on travel, dining, and CME/conference spend, generous limits, and perks that fit deductible professional expenses. We track 272 Canada cards.
The single card that hits all four persona traits at once. Pair it with the Scotiabank Gold Amex below (same fee-waiver program) for the rare merchants that don't take Amex.
RBC runs one of the largest physician-banking books in Canada and this is the flagship travel card in that program.
These picks come from dedicated research for doctors and physicians, which drew on issuers' published terms and independent sources — listed under “sources” on each pick. The order is the research's. Every fee, welcome offer and earn rate shown on a pick is the figure our catalogue holds for that card, the same one its card page shows. Nothing here is pay-to-rank. Business cards appear only on business guides, student cards only on student guides, and prepaid cards on none. A figure we do not hold is shown as “Not confirmed”, never as a zero. Each researched shortlist is marked as pending editorial review until the site's editor approves it.