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Amex0/4 on file
Annual fee: issuer restricts access
American Express Canada · Amex

American Express Cobalt® Card

Rewards

The American Express Cobalt® Card is an Amex card from American Express Canada. American Express Canada's site does not let us read its terms, so we leave the annual fee blank — check it on American Express Canada's own site. Here is what we hold on it, and what we do not.

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Ledger entry

The receipt

Every cost line we hold for the American Express Cobalt® Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
FreeChecked FCAC comparison tool
Foreign transaction
2.5%Checked FCAC comparison tool
Purchase APR
21.99%Checked americanexpress.com
Income requirement
Not confirmed
Network
Amex
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the American Express Cobalt® Card. That may mean there isn’t one, or simply that we have not recorded it — American Express Canada’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the American Express Cobalt® Card. Rather than print a multiplier we cannot source, this stays blank until American Express Canada’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the American Express Cobalt® Card?

You'll finish the application on American Express Canada's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens American Express Canada’s site
Questions

Questions about the American Express Cobalt® Card

How much is the American Express Cobalt® Card annual fee?

We could not verify the American Express Cobalt® Card's annual fee, so we do not print one. Check the current annual fee on American Express Canada's own site before you apply.

What does the American Express Cobalt® Card earn?

We could not verify the American Express Cobalt® Card's earn rates, so we do not print a multiplier. Check them on American Express Canada's own site.

What network is the American Express Cobalt® Card on?

The American Express Cobalt® Card runs on the Amex network, which determines where it is accepted and which network-level benefits apply.

Is the American Express Cobalt® Card available in Canada?

Yes — the American Express Cobalt® Card is issued by American Express Canada and is available to eligible applicants in Canada. Approval depends on the issuer's own credit and income criteria.

When were the American Express Cobalt® Card figures last checked?

We checked its supplementary card fee in September 2026, its foreign transaction fee in September 2026 and its purchase APR in September 2026, each against a published document. We could not verify, so we do not print: annual fee, earn rates and welcome offer. Check them with American Express Canada. Terms can change without notice, so confirm the current details with American Express Canada before you apply.