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Visa0/4 on file
Annual fee not yet checked
UNIBANCO · Visa

Cartão de Crédito Gold

Discontinued

Closed to new applications. Verified 2026-09-19 on the issuer's own product page https://www.unibanco.pt/empresas/cartoes/cartoes-de-credito/gold/ (title "Cartão de Crédito Gold - Cartões de Crédito | Unibanco"), which carries the banner: "Gold Exclusivo Clientes Unibanco (indisponível para novas adesões)"; the sibling .../gold-exclusive/ carries the same banner. IMPORTANT: this is the CONSUMER Gold. Do not confuse it with the business "VISA Business Gold" (€86,06, slug pt-unibanco-el-corte-ingles-visa-business-gold), which IS still offered and was deliberately left live.

The Cartão de Crédito Gold is a Visa card from UNIBANCO. We have not yet confirmed its annual fee against UNIBANCO's published terms, so we leave it blank rather than print a price nobody checked. Here is what we hold on it, and what we do not.

Annual feeNot confirmed
Top earn rateNot confirmed
Welcome offerNot confirmed
Browse other cardsNo application link on file · apply through UNIBANCO directly
Ledger entry

The receipt

Every cost line we hold for the Cartão de Crédito Gold, exactly as recorded.

Annual fee
Not confirmed
Supplementary card
Not confirmed
Foreign transaction
Not confirmed
Purchase APR
Not confirmed
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Cartão de Crédito Gold. That may mean there isn’t one, or simply that we have not recorded it — UNIBANCO’s own page is the place to check.

Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Cartão de Crédito Gold. Rather than print a multiplier we cannot source, this stays blank until UNIBANCO’s own terms give us one.

Next step

Ready to apply for the Cartão de Crédito Gold?

We hold no application link for this card. UNIBANCO takes applications on their own site — or compare the alternatives we do have links for.

Questions

Questions about the Cartão de Crédito Gold

How much is the Cartão de Crédito Gold annual fee?

We hold no annual fee figure for the Cartão de Crédito Gold that has been confirmed against UNIBANCO's published terms, so we do not print one. Check the current annual fee on UNIBANCO's own page before you apply.

What does the Cartão de Crédito Gold earn?

We hold no category earn rates for the Cartão de Crédito Gold. It earns rewards on eligible purchases, but we do not print a multiplier we cannot source from UNIBANCO's terms.

What network is the Cartão de Crédito Gold on?

The Cartão de Crédito Gold runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Cartão de Crédito Gold available in Portugal?

No — UNIBANCO no longer offers the Cartão de Crédito Gold to new applicants. This page is kept as a record; compare the cards UNIBANCO and others offer in Portugal today.

How current is this Cartão de Crédito Gold information?

No figure we hold for the Cartão de Crédito Gold has been checked against a published document yet, so we show no check date. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with UNIBANCO before you apply.