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Zen Signature Credit Card
The Zen Signature Credit Card is a credit card from Kotak Mahindra Bank. Kotak Mahindra Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Kotak Mahindra Bank's own site. Here is what we hold on it, and what we do not.
Not yet checked with Kotak Mahindra Bank: credit requirement. Kotak Mahindra Bank’s own page is authoritative — confirm anything you rely on there before you apply.
The receipt
Every cost line we hold for the Zen Signature Credit Card, exactly as recorded.
- Annual fee
- Not confirmedWe couldn't verify this · check with the issuer
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmedWe couldn't verify this · check with the issuer
- Purchase APR
- Not confirmedWe couldn't verify this · check with the issuer
- Income requirement
- Not confirmed
- Network
- Not confirmed
- Credit needed
- NoneNot yet checked with Kotak Mahindra Bank
The welcome offer
We hold no published welcome offer for the Zen Signature Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Kotak Mahindra Bank’s own page is the place to check.
What it earns
We hold no category earn rates for the Zen Signature Credit Card. Rather than print a multiplier we cannot source, this stays blank until Kotak Mahindra Bank’s own terms give us one.
Perks & benefits
Card benefits
- Complimentary domestic airport lounge access (2 per quarter with ₹75,000 quarterly spend)
- 3 complimentary international Priority Pass lounge visits per calendar year
- Bonus Zen Points on milestone spends (₹3 lakh and ₹6 lakh annually)
- Annual fee waiver on ₹1,50,000 retail spends
- Fuel surcharge waiver (1% on transactions ₹500–₹5000)
- Railway surcharge waiver (1.8%–2.5%)
- Add-on card with separate spend tracking
Ready to apply for the Zen Signature Credit Card?
You'll finish the application on Kotak Mahindra Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.