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0% Intro Purchases

Best 0% Intro Purchase credit cards in Australia

0% intro purchase credit cards in Australia charge no interest on new purchases for a promotional period after you open the account.

*a card is filed here when the issuer's own page says, in a sentence about this card, that purchases carry a 0% rate for a set number of months. A menu link, a footnote or a line about another card does not count, and neither does an interest-free grace period ("up to 55 days") or a promotion at a single merchant. In the US a card is also filed here when the issuer reports a 0% introductory purchase APR in a CFPB survey period that ended within the last seven months; in Australia, when the bank's Consumer Data Right product data does. We keep each quote and its source on the card's record and re-read the source every week. When the line is gone, a card filed on it leaves this list; a source we cannot re-read stops counting after 60 days (a CFPB survey, 14 months after the period it reports). The offer can change at any time, so confirm it on the issuer's page.

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0% Intro Purchase cards filed
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The ledger

All 0% Intro Purchase cards in Australia

4 cards
MyCard (NAB)№ 2

MyCard Rewards Credit Card

Get 100,000 bonus MyCard Reward Points when you spend $5,000 on eligible purchases within 90 days from approval.

Balance TransferPoints
Annual feeNot confirmed
Top earn rateNot confirmed
MyCard (NAB)№ 3

MyCard Simplicity

Credit card issued by MyCard (NAB).

Balance Transfer0% Intro Purchases
Annual feeNot confirmed
Top earn rateNot confirmed
National Australia Bank (NAB)№ 4

NAB Low Rate Business Card

Enjoy 0.00% p.a. on purchases for 12 months on a new NAB Low Rate Business Card.

BusinessLow Interest
Annual feeA$60per year
Top earn rateNot confirmed
Questions

Frequently asked

What is the best 0% intro purchase credit card in Australia?

The best 0% intro purchase card in Australia depends on your spending and goals. We list every 0% intro purchase card we hold — 4 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a 0% intro purchase credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a 0% intro purchase card with other cards?

Yes. Many people pair a 0% intro purchase card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these 0% intro purchase card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.