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City · New York

Credit cards in Rochester

The card issuers in our catalogue with branches in Rochester, New York, as the FDIC and NCUA registers list them, and their cards. A branch here is not a limit on who may apply: many of these cards are open nationwide, and the issuer's own page says who can.

*every branch count on this page is from a regulator's register, with the date we read it.

5
issuers with branches here
25
of their cards on file
5 regional networks

Card issuers with branches in Rochester

Where these issuers have branches, as the regulator's register lists them, with the date we read it. A branch here is not a limit on who may apply — many of these cards are open nationwide — and having no branch here does not rule a card out. The issuer's own page says who can apply. "Regional" means a branch network in at most half the country.

Regional network

KeyBank

12 branches in Rochester

FDIC BankFind lists 12 full-service offices of "KeyBank National Association" (CERT 17534) in Rochester, New York.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

KeyBank · 7 on file

KeyBankMastercard

Key Cashback® Credit Card

Mastercard issued by KeyBank.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
KeyBankMastercard

Key Secured Credit Card®

Mastercard issued by KeyBank.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Citizens Bank

10 branches in Rochester

FDIC BankFind lists 10 full-service offices of "Citizens Bank, National Association" (CERT 57957) in Rochester, New York.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Citizens Bank · 9 on file

Citizens BankMastercard

Business Platinum Mastercard®

Mastercard issued by Citizens Bank.

BusinessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Citizens BankMastercard

Citizens Amp® Mastercard®

Mastercard issued by Citizens Bank.

Credit BuildingNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

M&T Bank

8 branches in Rochester

FDIC BankFind lists 8 full-service offices of "Manufacturers and Traders Trust Company" (CERT 588) in Rochester, New York.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

M&T Bank · 6 on file

M&T BankVisa

M&T Business Credit Card

Visa card issued by M&T Bank.

BusinessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
M&T BankVisa

M&T Secured Credit Card

Visa card issued by M&T Bank.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Kinecta Federal Credit Union

2 branches in Rochester

NCUA's 2026-06 call-report branch file lists 2 offices with member services of "KINECTA" (charter 4142) in Rochester, New York.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Kinecta Federal Credit Union · 1 on file

Kinecta Federal Credit UnionCard

MyPro Business Credit Card

Credit card issued by Kinecta Federal Credit Union.

Business
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Visions Federal Credit Union

1 branch in Rochester

NCUA's 2026-06 call-report branch file lists 1 office with member services of "VISIONS" (charter 17429) in Rochester, New York.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Visions Federal Credit Union · 2 on file

Visions Federal Credit UnionVisa

Elite Visa Signature

Visa card issued by Visions Federal Credit Union.

No Annual FeeTravel Insurance
Annual fee$0per year
Top earn rateNot confirmed
Visions Federal Credit UnionVisa

Visa Platinum

Visa card issued by Visions Federal Credit Union.

No Annual FeeTravel Insurance
Annual fee$0per year
Top earn rateNot confirmed
Beyond the branches

More cards for New York

Credit cards in New York →The full United States catalogue →

Questions

Rochester: the short answers

Which card issuers have branches in Rochester?

Regional issuers in our catalogue with branches in Rochester, with their branch count: KeyBank (12), Citizens Bank (10), M&T Bank (8), Kinecta Federal Credit Union (2), Visions Federal Credit Union (1). A branch is where an issuer is, not a limit on who may apply; each issuer's own page says who can. (Source: FDIC BankFind; NCUA call report.)