Skip to content
Card2/4 on file
✓ Annual fee checked
Utkarsh Small Finance Bank · Card

superCard

No Annual FeeRewardsSecured

The superCard is a credit card from Utkarsh Small Finance Bank with an annual fee of ₹0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026), foreign transaction fee (Sep 2026). Not yet checked with Utkarsh Small Finance Bank: credit requirement. Utkarsh Small Finance Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee₹0per yearChecked utkarsh.bank.in
Apply on Utkarsh Small Finance BankCompare this card
Opens Utkarsh Small Finance Bank’s site
Ledger entry

The receipt

Every cost line we hold for the superCard, exactly as recorded.

Annual fee
₹0Checked utkarsh.bank.in
Supplementary card
Not confirmed
Foreign transaction
3.5%Checked utkarsh.bank.in
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
NoneNot yet checked with Utkarsh Small Finance Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the superCard. That may mean there isn’t one, or simply that we have not recorded it — Utkarsh Small Finance Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the superCard. Rather than print a multiplier we cannot source, this stays blank until Utkarsh Small Finance Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • No annual or joining fee
  • FD-backed secured credit card
  • Up to 45 days interest-free period
  • 1% cashback on all UPI and non-UPI spends
  • 5% cashback on non-UPI Myntra spends
  • 2% cashback on non-UPI Flipkart spends
  • Free cash withdrawal at Utkarsh Bank ATMs
  • Instant virtual card issuance via Supermoney app
  • UPI-linked credit card usage
Next step

Ready to apply for the superCard?

You'll finish the application on Utkarsh Small Finance Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Utkarsh Small Finance Bank’s site
Questions

Questions about the superCard

How much is the superCard annual fee?

The superCard has an annual fee of ₹0. Weigh that against the rewards and perks you will actually use.

What does the superCard earn?

We could not verify the superCard's earn rates, so we do not print a multiplier. Check them on Utkarsh Small Finance Bank's own site.

What network is the superCard on?

We hold no card network on record for the superCard. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Utkarsh Small Finance Bank before you apply.

Is the superCard available in India?

Yes — the superCard is issued by Utkarsh Small Finance Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

When were the superCard figures last checked?

We checked its annual fee in October 2026 and its foreign transaction fee in September 2026, each against a published document. Not yet checked with Utkarsh Small Finance Bank: credit requirement. We could not verify, so we do not print: purchase APR, earn rates and welcome offer. Check them with Utkarsh Small Finance Bank. Terms can change without notice, so confirm the current details with Utkarsh Small Finance Bank before you apply.