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Visa0/4 on file
Annual fee: issuer restricts access
Indian Overseas Bank · Visa

IOB VISA Platinum

PremiumRewards

The IOB VISA Platinum is a Visa card from Indian Overseas Bank. Indian Overseas Bank's site does not let us read its terms, so we leave the annual fee blank — check it on Indian Overseas Bank's own site. Here is what we hold on it, and what we do not.

No figure here is checked yet

Not yet checked with Indian Overseas Bank: credit requirement. Indian Overseas Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on Indian Overseas BankCompare this card
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Ledger entry

The receipt

Every cost line we hold for the IOB VISA Platinum, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
FairNot yet checked with Indian Overseas Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the IOB VISA Platinum. That may mean there isn’t one, or simply that we have not recorded it — Indian Overseas Bank’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the IOB VISA Platinum. Rather than print a multiplier we cannot source, this stays blank until Indian Overseas Bank’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • 1% Flat Cash Back on selected transactions
  • Discount on Luxury Airport Transfer
  • Discount on Airport Immigration Services
  • Discount on Car Rental
  • EMI Facility
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Discount on online education merchants like Coursera, edX, Udemy
  • 8% off on Hotel.com bookings
  • Personal Accident Insurance Cover up to Rs. 10 lakh
  • AMC waiver on annual spend exceeding INR 60,000
Next step

Ready to apply for the IOB VISA Platinum?

You'll finish the application on Indian Overseas Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Indian Overseas Bank’s site
Questions

Questions about the IOB VISA Platinum

How much is the IOB VISA Platinum annual fee?

We could not verify the IOB VISA Platinum's annual fee, so we do not print one. Check the current annual fee on Indian Overseas Bank's own site before you apply.

What does the IOB VISA Platinum earn?

Indian Overseas Bank does not publish category earn rates for the IOB VISA Platinum where we checked (October 2026), so we do not print a multiplier.

What network is the IOB VISA Platinum on?

The IOB VISA Platinum runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the IOB VISA Platinum available in India?

Yes — the IOB VISA Platinum is issued by Indian Overseas Bank and is available to eligible applicants in India. Approval depends on the issuer's own credit and income criteria.

How current is this IOB VISA Platinum information?

No figure we hold for the IOB VISA Platinum has been checked against a published document yet, so we show no check date. Not published by Indian Overseas Bank where we checked: earn rates and welcome offer. We could not verify, so we do not print: annual fee, foreign transaction fee and purchase APR. Check them with Indian Overseas Bank. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Indian Overseas Bank before you apply.